Halving our income and still aiming for mortgage free!

smetf

This month OP of £534.56 made. The holiday home fund has started to reduce as paying for holiday accommodation has started, off to update sig now!

smetf

May OP of £534.56 made. It's been a very spendy few months in the Smetf household, some fun stuff (hols and entertainment), some not so fun (private assessments as CAMHS wait was just too long) but settling into some equilibrium now I hope. Final big spend is due today - v old and high mileage car in for service and MOT. If it's under £500 we'll be delighted!
All being well should be able to have a rejig of finances by the end of this month.

smetf

Woohoo, £235 for car MOT and service. With over 170k on the clock it looks like we should get another year out of it. Rear tyres due to be replaced soon but that can be done next month. 

smetf

A little extra OP today of £25, thanks to a couple of hours on surveys this week.
Fixed rate saver matures in a few days so contemplating splitting into 1/3 OP and 2/3 medium term savings ready for paying for heat pump installation in a few months.

Can't decide whether to do the saver again or put into S&S ISA...
Possible big holiday next year will be before the saver matures so don't want to tie up savings.

smetf

Happy Bank Holiday all!
I'm taking it super easy after lots of running so just up from a nap.
Done a bit of money moving around after the FD saver has matured so a nice chunk of £1335 OP has gone in taking May's OPs to 1894.56.
The rest has been moved to other savings pots for a couple of months until we need it to pay for the heat pump installation. 
Made a couple of payments towards holiday accommodation for Sept as we could use a voucher from my partner's work towards it. Only £530 left to pay and then spending money.

Off to update sig and 2024 MF Wannabes plus catch up with others diaries.