Three years to get debt free

Willowtree222

Fidelia said:

Brilliant lottery wins, no wonder you're happy

It must be a lucky month as I won £150 0n my Premium Bonds this month(1@£100 and 2@£25 ).  Your wins trump mine though.

Sun_Addict said:

Wow what a lovely surprise to come home to 😍 It’s great to hear about people who actually win these things because sometimes you do wonder. 

Thank you both and congrats Fidelia. 

I do win on this local lottery fairly often. I’ve won a couple of £100 and then yesterday £250. I recognised the envelope straight away and was just wondering how much it was. It’s helped enormously. 

X

BellaLasagna2018

What a lovely thing to come home to! 

Willowtree222

BellaLasagna2018 said:

What a lovely thing to come home to! 

Yes, it really was. Just changed my whole mindset x

Willowtree222

Morning everyone, 

First week back and it’s a bit manic. Cheque doesn’t seem to have cleared via my app which is weird. Some money has come off but not the full amount and I don’t know why. I’ve checked and I’ve put in the right amount so not sure what is going on. I don’t have time to phone the bank today so will do it tomorrow if it’s not showing.

Have a lovely day everyone 

Willowtree222

Evening, 

phew what a week and back. Inset day tomorrow do a very relaxed day. I’ve got some displays to put up tomorrow and some bits to do.

I forgot the childminder is entitled to a week off paid so no saving on the childcare. She has said though that I can pay for a part time place. She only has her two mornings and after schools but i pay for 5. There’s lots of complicated reasons why but I need the place and I can’t expect her to hold a place if I’m not paying for it. My mum has the rest but can’t always do it so it’s difficult. Anyway. £80 a month saving from now on. 

DD has also asked to give up one club and replace with another. It’s £1 a week cheaper (not that I mind) it’ll be £4 saving in the month which will be used to go on DD’s go Henry card. She’s asked for one and I think it’s good for teaching her how to manage. 

X

Willowtree222

Sat in enjoying a nice beer to celebrate the weekend 😂

DD has a football match tomorrow and a party Sunday so a very busy weekend!

picking up shopping tomorrow. My click and collect to keep costs down.

Got a £25 voucher today so looking forward to using it to buy my sister her birthday present with it. I usually get her some pyjamas so will do the same. One less thing to worry about spending money on.

The DVD collection has a bid on so lots of room to be gained there. Also, I have a work space now at another centre so lots of my work things have gone there where I now have a home for them. It’s making a difference already to my spare room.

cheque cleared abs reduced my overdraft considerably. Pay day in 5 days. I’m excited for that one x

BellaLasagna2018

@Willowtree222 as a fellow teacher, I am sat enjoying a glass of wine. 2 inset days, 3 teaching days. One week down! like summer never happened  

Willowtree222

BellaLasagna2018 said:

@Willowtree222 as a fellow teacher, I am sat enjoying a glass of wine. 2 inset days, 3 teaching days. One week down! like summer never happened  

😂 exactly the same for us this week! X

BadBookkeeper

Hi 🙋‍♀️ 

My ds wanted a gohenry card but I was against the monthly fee.  In MSE newsletter this week there were details for Hyperjar which is the same idea but without the monthly fee.  The only difference I can see is you can’t use it to withdraw cash from an ATM.  You can set up jars for different types of spending which is great to teach budgeting.

Willowtree222

BadBookkeeper said:

Hi 🙋‍♀️ 

My ds wanted a gohenry card but I was against the monthly fee.  In MSE newsletter this week there were details for Hyperjar which is the same idea but without the monthly fee.  The only difference I can see is you can’t use it to withdraw cash from an ATM.  You can set up jars for different types of spending which is great to teach budgeting.

Morning,

Thanks for this. I was a bit put off by the monthly fee as well. I will look at this one now x