Three years to get debt free

Buffythedebtslayer

What a love few days Willow. That is so good! I never knew about your time in hospital, it must have been a weird feeling to realise all of that. I do sometimes wish that feeling of how precious life is could stick a bit more. There have been times in my life when I have been very aware of that knowledge and lived differently because of it. But it doesn't last, I go back to my old ways and getting caught up in the pointless stuff. I think I do need to get in touch with that feeling again. 
I am so impressed with the decluttering too. Have a good day XX 
xx

Willowtree222

Buffythedebtslayer said:

What a love few days Willow. That is so good! I never knew about your time in hospital, it must have been a weird feeling to realise all of that. I do sometimes wish that feeling of how precious life is could stick a bit more. There have been times in my life when I have been very aware of that knowledge and lived differently because of it. But it doesn't last, I go back to my old ways and getting caught up in the pointless stuff. I think I do need to get in touch with that feeling again. 
I am so impressed with the decluttering too. Have a good day XX 
xx

It’s ok Buffy it was a few years ago now. I left my husband 6 weeks after it and when I feel myself slipping back into the life mode I am conscious of reminding myself about that time. I didn’t lie there and think about marking, or clothes, or a new bag, just about memories and living my life how I want to live it. 

The decluttering has been since then. It’s a way of me clearing my mind too. 

X

Buffythedebtslayer

I have said this before Willow but you are amazing. Truly. XXX 

Willowtree222

Buffythedebtslayer said:

I have said this before Willow but you are amazing. Truly. XXX 

Nah, just a normal person! 

Onebrokelady

I nearly died when I had my first daughter and later on it does change your perspective on life a bit, the lady in the bed next to me did unfortunately die and it took me a long time to get my head round the fact that life is very precarious indeed 

Willowtree222

Onebrokelady said:

I nearly died when I had my first daughter and later on it does change your perspective on life a bit, the lady in the bed next to me did unfortunately die and it took me a long time to get my head round the fact that life is very precarious indeed 

Yes it is. Time is the most precious thing you can have. X

sashybo

Hi Willow, finally got round to finding and reading your new diary. You’ve done really well with your debt repayments and selling things/decluttering.

Willowtree222

sashybo said:

Hi Willow, finally got round to finding and reading your new diary. You’ve done really well with your debt repayments and selling things/decluttering.

Thanks Sashy, renewed sense of focus x

Willowtree222

For those new people who didn’t read my old diary, the 8k loan debt I have was to pay my ex for part of the house. I have 10 years to pay him 8k and when I tried to pay him back monthly he got really annoyed and said he felt I was taking the mick because I was getting a new kitchen, had replaced the boiler and radiators (they needed doing) and had bought a new car as I felt mine was unsafe. I got a loan to pay him off to stop the constant how much questions on anything I bought (he still asks but at least now I owe him nothing)

Anyway, the reason I’ve been procrastinating paying it is because I just felt it was a debt I shouldn’t have had and it was unfair. That’s why I’ve been just leaving it. 

I need to get rid of it as quickly as possible. X

janb5

I totally understand your reasoning over this and another forumite has done a similar thing. I have a direct debit toward a loan which is nearly finished thank goodness after 5 years and I try to pay extra odd amounts( Polly tidying) to get it down faster.  You`ve done so well with your sales...I get frustrated when people bookmark an item and then don`t bid.