We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Three years to get debt free

Options
24567230

Comments

  • Willowtree222
    Willowtree222 Posts: 8,196 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Boo to DD’s dad but glad you didn’t let him spoil your day. Hope you get to see your friend.
    I did, thank you. It was rushed but we had lunch together. It was nice to have the chill out time. X
    September 2017 Debt = £25330

    Starting afresh.

    You can do anything if you put your mind to it. x
  • Willowtree222
    Willowtree222 Posts: 8,196 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Parkyp said:
    Hi willowtree
     
    Sounds like a you have a good plan for your debt free journey. 
    A house by the sea sounds lovely. 
    Hope you have a nice afternoon with your friend x


    Thanks Parky,

    It was lovely thank you. 

    The house by the sea does sound lovely and I’m excited for it x
    September 2017 Debt = £25330

    Starting afresh.

    You can do anything if you put your mind to it. x
  • Willowtree222
    Willowtree222 Posts: 8,196 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Hi WillowTree, 

    It seems like you are already putting in place good plans, its great to have an ultimate goal to work to. Good luck :)
    Hi WillowTree, 

    It seems like you are already putting in place good plans, its great to have an ultimate goal to work to. Good luck :)
    Thank you,

    I’m back on the trying after being unmotivated for the last few months. Hopefully the motivation can last!

    September 2017 Debt = £25330

    Starting afresh.

    You can do anything if you put your mind to it. x
  • Willowtree222
    Willowtree222 Posts: 8,196 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Had a lovely day eventually. I did some motorbike shopping and will go with one I looked at earlier in the week. 

    I do need another lesson just to get my confidence up though and will hopefully get one this week. Fingers crossed! 

    It’s well-being afternoon on Friday and I’m looking forward to finishing just after 1pm. I’ll pick up DD and also have a bit of me time in between as well. 

    NSD today which was great. I am hoping for a run of them this week. I have stocked up the freezer and I’m glad that it is all okay and ready to last me the month. Hoping in the long term it will save me money. 

    Next lot of bills come out on the 1st so that will be a true reflection of what I had left. 
    I’m not proud that I was almost £300 in my overdraft. I haven’t been in my overdraft for a year so a lot of my  wages went on covering that. It leaves this month tighter but I’ll see how I get on.

    have a lovely evening everyone 
    x
    September 2017 Debt = £25330

    Starting afresh.

    You can do anything if you put your mind to it. x
  • alt80
    alt80 Posts: 4,641 Forumite
    1,000 Posts Fourth Anniversary Name Dropper
    You're going to smash it 100%. Maybe keep your holiday home in mind when you want to hit the shops I know it's a lot easier said than done but having a goal to work towards may help. 
  • Sunshine_girl2
    Sunshine_girl2 Posts: 3,073 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper Photogenic
    Glad the day wasn't totally ruined by the ex changing his times . Am sure you will sort the finances , you usually do. 
    Have a good day. 
    Life is an adventure, never stop exploring.

  • Willowtree222
    Willowtree222 Posts: 8,196 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    alt80 said:
    You're going to smash it 100%. Maybe keep your holiday home in mind when you want to hit the shops I know it's a lot easier said than done but having a goal to work towards may help. 
    Thanks Alt,

    I’lol keep trying. X
    September 2017 Debt = £25330

    Starting afresh.

    You can do anything if you put your mind to it. x
  • Willowtree222
    Willowtree222 Posts: 8,196 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Glad the day wasn't totally ruined by the ex changing his times . Am sure you will sort the finances , you usually do. 
    Have a good day. 
    Thanks Sunshine,

    It didn’t too much. I still managed lunch and some time out which was lovely. 

    I hope this focus is here to stay as it’s been leaving for ages. I keep comparing myself to others and I know I shouldn’t. What I have is enough for me and I need to pay off what I owe.
    x
    September 2017 Debt = £25330

    Starting afresh.

    You can do anything if you put your mind to it. x
  • IzzyBee
    IzzyBee Posts: 2,643 Forumite
    Fifth Anniversary 1,000 Posts Photogenic
    Don’t compare yourself to anyone else you only see what people want you to see they probably look at you and wish for your life you are doing a great job 👏 
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351K Banking & Borrowing
  • 253.1K Reduce Debt & Boost Income
  • 453.6K Spending & Discounts
  • 244K Work, Benefits & Business
  • 598.9K Mortgages, Homes & Bills
  • 176.9K Life & Family
  • 257.3K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.