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Three years to get debt free

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  • sashybo
    sashybo Posts: 4,595 Forumite
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    I hope you have a lovely Christmas and a brilliant New Year. Your lantern is lovely 😍 well done on putting your pay rise towards treats for yourself. 👍 
    Success is not final, failure is not fatal: it is the courage to continue that counts. Car loan 1 £11,174, Car loan 2 £5,532, CC 0% BT £780. Debt Free Diary to try & keep spending in check.
  • Willowtree222
    Willowtree222 Posts: 8,244 Forumite
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    sashybo said:
    I hope you have a lovely Christmas and a brilliant New Year. Your lantern is lovely 😍 well done on putting your pay rise towards treats for yourself. 👍 
    It feels wrong when I have debt, but I've learnt I need the balance. I have limited treats for food so I think it's important I at least feel like I'm working for something. X
    September 2017 Debt = £25330

    Starting afresh.

    You can do anything if you put your mind to it. x
  • DancingInTheRain
    DancingInTheRain Posts: 1,374 Forumite
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    Gorgeous lantern! Merry Christmas 🎄
  • Willowtree222
    Willowtree222 Posts: 8,244 Forumite
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    Happy Christmas Eve, everyone. X
    September 2017 Debt = £25330

    Starting afresh.

    You can do anything if you put your mind to it. x
  • I_Love_comps
    I_Love_comps Posts: 2,447 Senior Ambassador
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    Happy Christmas Eve @Willowtree222 x
    I am a Senior Ambassador on the Competitions Time Board and the Old Style MoneySaving Board.
    If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators.  Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.



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  • Willowtree222
    Willowtree222 Posts: 8,244 Forumite
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    Merry Christmas everyone. I hope everyone finds some joy today x
    September 2017 Debt = £25330

    Starting afresh.

    You can do anything if you put your mind to it. x
  • IzzyBee
    IzzyBee Posts: 2,694 Forumite
    Fifth Anniversary 1,000 Posts Photogenic
    Merry Christmas I hope you have a lovely day 🎅🎄
  • Willowtree222
    Willowtree222 Posts: 8,244 Forumite
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    Morning,

    I'm glad Christmas is over for another year. I love the run up to Christmas with the bands, carols, music, excitement, but I always find the day hard. It was a lovely day and DD said she enjoyed it too. 

    Today is relax day as we have sporadic plans through the week. 

    Christmas eve was expensive as I visited a big shopping centres fairground that they've got in the car park. I had promised DD last Christmas that we would do it. I had saved up for it as I knew it would be costly. We also did the big ferris wheel. That was £16 for 5 turns. I had promised DD and she liked it, so it's the memories of it. 

    I have money I can move over if need be. I don't want to, but it's there. 

    I'm not worrying about it. I knew it would be expensive and have factored it all in. I did get some money and will pay that into my bank and that Will cover some of the costs. 
    X


    September 2017 Debt = £25330

    Starting afresh.

    You can do anything if you put your mind to it. x
  • Sun_Addict
    Sun_Addict Posts: 24,191 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I prefer the run up to Christmas too. The day itself is usually a bit of an anticlimax. Glad you had a lovely day and Christmas Eve sounded like fun even if it was expensive. Enjoy a nice relaxing day today. 
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • amber03
    amber03 Posts: 1,360 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Photogenic
    I’ve always preferred Boxing Day. Always hectic leading up to Xmas and then the actual day. Boxing Day has always been a please yourself day and one I definitely don’t do shopping in the sales. Today tho family are coming over for tea and football, so tomorrow will be a please yourself day.x
    :j Debtfree and and staying that way.:j3-6 month emergency fund, No.61 £140.00
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