Three years to get debt free

enthusiasticsaver

Merry Christmas and well done on sorting out the credit card and the new car.  Hope your health is ok now. 

Willowtree222

Thank you, everyone. I didn't think anyone still read with me posting so little.

I've got plans for the new year with debt paying and the car. I never ever thought that loan to my ex would ever go. It's now gone, and I'm back to having savings. January is the start of my overpaying and I've already sorted it to start to come out automatically. It's been quite emotional since paying it off as it means I could also afford the new car. 

My health is better thank you ES. I still have a lot of tests in Jan and Feb, but it's predominantly controlled by diet now, which is great. I'm even taking most of my own Christmas Dinner because I'm so strict.

DD is in a band as well. It's a brass band and she's learning, but doing well. They've asked me to join and learn another instrument so we're just looking at which one would be best for me. 

I'm organised for Christmas with only a few of DD's to wrap. I'll wrap them when she'd with her dad tomorrow. 

I've had a pay rise just come through as well. I'm hopeful it will be an extra £150 a month. As I've already allocated money to savings/overpaying/DD, etc, I've decided to allocate myself £100 a month for a treat and the other £50 will be for my free from food. I don't often buy the treat things as they are so expensive, but I'm going to allow £10 a week shopping to go to my free from stuff. It'll only buy a few specialist items, but it will be worth it.

With this wind, I'm the fence was swapped. The old one would definitely not have survived last night. I also forgot that I had made an office as well in the last year. 

I will show you what I made last weekend once I've managed to take a picture of it..I need to wait until its dark. Perhaps my £100 could be saved for more crafting!

Willowtree222

It's a lantern. All hand drawn with special glass fusing pens and put in the kiln. After Christmas, I'll put fairy lights in it. 

IzzyBee

That’s lovely one of my granddaughters plays the cornet in a brass band and she has just been picked to play in the England youth band she enjoys it the playing and meeting people 

Sun_Addict

The lantern is beautiful. 

Willowtree222

IzzyBee said:

That’s lovely one of my granddaughters plays the cornet in a brass band and she has just been picked to play in the England youth band she enjoys it the playing and meeting people 

That's what she plays too. The group are lovely and the played a Christmas concert, which was amazing. 

Willowtree222

Sun_Addict said:

The lantern is beautiful. 

Thank you. I've been reading your old diary, a huge roller coaster for you all. Makes it all the more inspiring reading where you are now. X

24ta

Great update, good to hear from you.  " the loan has gone" best news.  The lantern is lovely.  Have a great Christmas

Willowtree222

24ta said:

Great update, good to hear from you.  " the loan has gone" best news.  The lantern is lovely.  Have a great Christmas

Yes, the god damn loan has finally gone! 

StickyTheStickInsect

Happy Christmas 🎄