Three years to get debt free

Buffythedebtslayer

Just sending love XXXX

Onebrokelady

So sorry to hear you have lost two family members Willow ❤️

Willowtree222

Thank you. I know life is a cycle. Two in a week is hard and I know it's not the end of it for this year.

I'm £600 away from having enough to clear my loan. Anyone who has read this Will know the significance of this and what it means to me. That will be the last thing I have for financial freedom. 

My car will be my next step. 

I always promised myself a pair of very expensive shoes when I paid it off. I'm not even sure if I want them now!!! 

X

Willowtree222

A few items sold today. I missed an offer on one that I would have accepted so I'm a little gutted that it came in just minutes before the end. I'll be posting an item tomorrow. 

I did some studying today and have a uni session this week. I also started a jigsaw to help me unwind tonight. It's been a quiet weekend after the last two being upsetting and draining. 

I've worked out there's £711 difference between my savings and loan. I do have over £1000 in a Lifetime ISA so right now, i have more than I owe. Not all of it is accessible so I've never counted the ISA. Its a great feeling knowing the money is there. It's 0% until November so in October I'll be seeing where it is and paying it off. Knowing how I am, I'll probably have it paid well before that.  

abba1772

That’s amazing ……..it’ll bring you a bit of closure as well xx

Willowtree222

Pay day is Wednesday, and it can't come soon enough! 

I'm doing OK. It will mean I can pay off the loan, which is just an incredible feeling. I'm going to hold off until November when it loses the 0% and keep making the double payments. By November, I'm hoping to have a lot saved and the card as low as I can.

I need to pay for a weekend away I've got booked with this month's pay and it's DD's birthday with this month's pay too, so not the full amount saved. It's also half term so will need money too.

Willowtree222

Officially got more in my account, than I owe on the loan. Going to keep saving and paying off. 

So finally I have that part of my life closed off.

Been thinking about moving forward. My ex has for a number of years and maybe it's time I allow myself to trust again. 

X

CL21

That’s great news about having more than you owe 🙌🏻

Willowtree222

CL21 said:

That’s great news about having more than you owe 🙌🏻

Thank you. It feels good too x

DancingInTheRain

That's fantastic on having more saved than you owe, well done! All your hard work over recent years has really paid off, very inspirational x