📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Three years to get debt free

1103104106108109230

Comments

  • stymied
    stymied Posts: 656 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    Can you go for both?
  • Willowtree222
    Willowtree222 Posts: 8,231 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Parkyp said:
    It’s a lot for you to think about. Ooh how lovely a lottery win would be 🤞
    It would help if I played it 😂
    September 2017 Debt = £25330

    Starting afresh.

    You can do anything if you put your mind to it. x
  • Willowtree222
    Willowtree222 Posts: 8,231 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    stymied said:
    Can you go for both?
    Yes, I could go for several. The one that only two of us can go for (there’s also two jobs) is where they see me. If I don’t go for it, I automatically get put in the pool for the teaching position so if I do nothing, I go into the teaching pool anyway. 

    My options are voluntary redundancy or go for this position that’s exactly what I’m doing now. I’m just tired at the minute and it’s hard to make these kind of decisions when I feel like this. I’m also in limbo with my back. My back isn’t great and I’m waiting for my scan. I have a date just need to get to that.
    x
    September 2017 Debt = £25330

    Starting afresh.

    You can do anything if you put your mind to it. x
  • Sun_Addict
    Sun_Addict Posts: 24,129 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I hope you come to the right decision for you. If you took voluntary redundancy would you get a decent pay off? Could you get another job pretty quickly if you took that option? I’d be inclined to make a pros and cons list of both options and consider the results. 
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • Willowtree222
    Willowtree222 Posts: 8,231 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    I hope you come to the right decision for you. If you took voluntary redundancy would you get a decent pay off? Could you get another job pretty quickly if you took that option? I’d be inclined to make a pros and cons list of both options and consider the results. 
    I’ve had a gap when I worked for a private bit so not that much really. 

    Finding work teaching is relatively okay. Sign up with an agency and you can usually get a few days work a week.

    I know my colleague who can also apply for the same two jobs asked for redundancy and they’ve negotiated something totally different. X
    September 2017 Debt = £25330

    Starting afresh.

    You can do anything if you put your mind to it. x
  • stymied
    stymied Posts: 656 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    Is it a favourable totally different? I was thinking that applying for both might give you a bit of extra breathing space to make decisions.

    Whichever protects your back and therefore your long term income might be a pro on your list.
  • Willowtree222
    Willowtree222 Posts: 8,231 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    stymied said:
    Is it a favourable totally different? I was thinking that applying for both might give you a bit of extra breathing space to make decisions.

    Whichever protects your back and therefore your long term income might be a pro on your list.
    It’s working 3 days and then reducing part of the role I wouldn’t want to do. However, it’s whether a 3 day working week pay is enough to sustain me. This would protect my back and at least would be some income….

    He’s not offered me that yet. Im
    wondering if he would though if he’s offered it her. I wouldn’t want the other part of the role so it’s either 3 days or voluntary or do a job I really don’t want to do. 
    Decisions, decisions. 
    September 2017 Debt = £25330

    Starting afresh.

    You can do anything if you put your mind to it. x
  • Willowtree222
    Willowtree222 Posts: 8,231 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Would appreciate any input! What do people think? 
    September 2017 Debt = £25330

    Starting afresh.

    You can do anything if you put your mind to it. x
  • Parkyp
    Parkyp Posts: 883 Forumite
    Fifth Anniversary 500 Posts Name Dropper
    How did you survive financially when you went down to four days having the Monday off, can’t remember the reason why that stopped. 
    Would you maybe qualify for tax credits (not sure if it’s still called that) if you reduced your hours. 


  • stymied
    stymied Posts: 656 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    If you can get fill in work to keep you going then I would avoid the job you really don’t want to do (is that your current job?)

    Are you sure there’s not 4 days available of the part of the role you want to do?
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.3K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.8K Spending & Discounts
  • 244.3K Work, Benefits & Business
  • 599.5K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.