Car hit me from behind. He said it was my fault

BOWFER

ontheroad1970 said:

I understand the fear when you have a 1500kg load behind you, but if it becomes loose just from some heavy braking, then by definition it is not securely loaded.  

Ok
Next...

AlexMac

My version of this "innocent victim blamed" saga happened just three weeks after taking delivery of a brand new BMW  (bought with my own money!).  A mum on the school run stopped without warning in a narrow road and backed 10 metres into my by now stationary vehicle at moderate speed despite my blasting the horn (I assume she aimed to park or turn in a side street behind me).  Dark, raining, minor damage and, as she was in a panic about being late to collect the sprog, I suggested we exchange detail and ring each other next day after inspecting the scratches. I was happy to suggest she settle it as a £100 chip repair if she bunged me the cash to save loss of her excess and NCD..  Silly me. 

Next day I rang, and rang... and rang...  no reply til, the same afternoon, I get an email from my insurer saying; "it's been reported that you (I) ran into a vehicle (her)"!   I was incandescent; not just at that, but because on googling her, I find that her social media account is now full of a fictional description about how she's been rear-ended by "an old buffer in a hat" (me in a rather stylish Trilby, actually!).  Sympathetic replies include "the old ones in hats are the worst" (I was then only mid 60's with 20-20 vsion and an unblemished 50 year driving history!).  I wanted my insurer to invoke my legal protection and if it came to it, force her into Court to lie on the stand.  No witnesses however, as as my wife said; "who they gonna believe? Drop it!"

I had the last laugh however; In the absence of witnesses, and with disputed descriptions, it was "knock for knock".  I swallowed my small excess, and with gazillions of years of protected NCD, there was no impact on my premium. Her repair cost £269; £19 more than her £250 excess.  And I bet she felt the pain of increased premium next renewal.  Ho hum!

scrappy_returns

BOWFER said:

ontheroad1970 said:

I understand the fear when you have a 1500kg load behind you, but if it becomes loose just from some heavy braking, then by definition it is not securely loaded.  

Ok
Next...

Ok seeing as you asked so nicely...at 1 and a half tons is a drill bit even a drill bit or is it an auger?

BOWFER

AlexMac said:

My version of this "innocent victim blamed" saga happened just three weeks after taking delivery of a brand new BMW  (bought with my own money!).  A mum on the school run stopped without warning in a narrow road and backed 10 metres into my by now stationary vehicle at moderate speed despite my blasting the horn (I assume she aimed to park or turn in a side street behind me).  Dark, raining, minor damage and, as she was in a panic about being late to collect the sprog, I suggested we exchange detail and ring each other next day after inspecting the scratches. I was happy to suggest she settle it as a £100 chip repair if she bunged me the cash to save loss of her excess and NCD..  Silly me. 

Next day I rang, and rang... and rang...  no reply til, the same afternoon, I get an email from my insurer saying; "it's been reported that you (I) ran into a vehicle (her)"!   I was incandescent; not just at that, but because on googling her, I find that her social media account is now full of a fictional description about how she's been rear-ended by "an old buffer in a hat" (me in a rather stylish Trilby, actually!).  Sympathetic replies include "the old ones in hats are the worst" (I was then only mid 60's with 20-20 vsion and an unblemished 50 year driving history!).  I wanted my insurer to invoke my legal protection and if it came to it, force her into Court to lie on the stand.  No witnesses however, as as my wife said; "who they gonna believe? Drop it!"

I had the last laugh however; In the absence of witnesses, and with disputed descriptions, it was "knock for knock".  I swallowed my small excess, and with gazillions of years of protected NCD, there was no impact on my premium. Her repair cost £269; £19 more than her £250 excess.  And I bet she felt the pain of increased premium next renewal.  Ho hum!

I'd have been straight onto her social media calling her a liar.
We had similar at a club I help run, a drugged up girl who was asked to leave and then decided to fight everyone.
She had superhuman strength, god knows what she was on and it took umpteen police people to subdue her (she broke a police woman's nose with a head butt)
Next day her social media was full of photos of her bruised face and comments about police brutality!
I wasn't having that, I put everyone right.