Looking forward - my diary!

marc.faulkner

Not a NSD today, as I had to put some petrol in the car (£10) and also pick up some essentials in tesco (only £8.67, which is really good considering I usually splurge at least £20 on rubbish!)

I picked up a new Clubcard too, which I intend to start using - I tend to use Tesco for fuel these days so should collect a fair few points.

Just done my clicks for the day, up to 295 on Pigsback now

marc.faulkner

My financial tasks for tomorrow (well, today really!);

1. Chase Polar Ford for a deposit I left with them 3 months ago, to pay for the tax on a Brand New car I was buying on finance (which didn't happen - as they weren't able to finance me, thankfully). I thought this had been refunded but, having checked through my statements, it hasn't!
2. Follow up on an old bank charges settlement, which I didn't receive (although I was awarded by the bank).
3. Contact Fidelity about my 2006/7 ISA accounts, as I have lost the login details and can't lay my hands on a recent statement. Need to know whether I have anything at all left in there.
4. Contact Friends Provident for an up to date pension statement, as again I cannot find my online login details. It seems my DD has stopped - need to check this, and if so WHY?

Potential money recovered - £77 from Ford, £976 from charges + any dregs left in the Fidelity account (possibly as much as £100, can't remember exactly how much I had to cash out...)

If I can get the deposit+charges back, it will make a huge difference

marc.faulkner

Right, promised myself that I'd keep a full, daily spending diary, so here goes so far;

10/12/07 - First day as a DFW - NSD
11/12/07 - Tesco - Total of £19.43, broken down as follows

£10.00 Petrol
*£9.43 Food shopping (Inc sandwich ingredients for work lunches)

Clubcard points collected - 19

*Including 2 'reduced price' items, 2 'half price' items.

marc.faulkner

Today was going soo well, by 21.00 I had only spent £1.15 - on a box of Jaffa Cakes to share around the office.

Then, I found myself sat here thinking how drab my flat looks without xmas decorations - so I popped out to Tesco to 'have a look' :rolleyes:

Tesco's decoration selection was pretty poor - lost of gaps, which I guess is a combination of the relatively short time before xmas and also the time of day... God myself a Tesco Value tree for £2.47 though

Thing is, I also picked up some more xmas cards* for £2.47 (office themed ones, to write out tonight and take into work tomorrow), the simpsons movie DVD for £10 (which I'm going to watch myself just to 'make sure it works' and then give to my Sister for xmas ) and a couple of bottles of beer for £3.16... (no excuse really )

*These were for charity

Total splurge - £18.10

Oh well, it could have been worse, at least I get the clubcard points.

Tomorrow has to be a NSD, as I've got my works xmas night out on Friday so need to conserve funds.

marc.faulkner

marc.faulkner wrote: »

My financial tasks for tomorrow (well, today really!);

1. Chase Polar Ford for a deposit I left with them 3 months ago, to pay for the tax on a Brand New car I was buying on finance (which didn't happen - as they weren't able to finance me, thankfully). I thought this had been refunded but, having checked through my statements, it hasn't!
2. Follow up on an old bank charges settlement, which I didn't receive (although I was awarded by the bank).
3. Contact Fidelity about my 2006/7 ISA accounts, as I have lost the login details and can't lay my hands on a recent statement. Need to know whether I have anything at all left in there.
4. Contact Friends Provident for an up to date pension statement, as again I cannot find my online login details. It seems my DD has stopped - need to check this, and if so WHY?

Potential money recovered - £77 from Ford, £976 from charges + any dregs left in the Fidelity account (possibly as much as £100, can't remember exactly how much I had to cash out...)

If I can get the deposit+charges back, it will make a huge difference

Didn't actually get any of this done today. By the time I got in from work, all of the damned phone lines were closed! I'm going to write all of the numbers down and call them from work tomorrow

Feel really guilty today, didn't get any of my tasks done and then went and splurged nearly £20! :eek:

Savvy_sewing

Dont be too hard on yourself, sometimes things just dont go to plan. Just keep focused, and remember Rome wasnt built in a day.

marc.faulkner

Today started out as a nightmare - I woke up at 8am, due to start work at 8.30! :eek:

It soon got better though, I arrived at work to discover that I'd left my wallet at home. All the cash I had on me was £1.42

Because of this, I've had a NSD

What's more, I'm spending a quite evening in wrapping presents and writing cards, so I won't be spending anything at all.

marc.faulkner

Just wanted to say...

...Yaaaay, I got a star!

MushyPeas

Yey :beer:

Hiya mf, just wanted to say I noticed you started your diary the other day and I have enjoyed reading it so far.

Good luck on your journey!

All the best, MP

kittynortheast

Hi, just found your diary, good luck, keep yourself motivated otherwise it's easy to slip. I agree with the fact that you deserve a well done for realising your LBM at such a young age, many of us pootle along for years before we stick our heads out of the sand!