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Seasidegal's Scrimpy Retirement Diary!

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  • beanielou
    beanielou Posts: 95,562 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Happy mini MSE meet  :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Onebrokelady
    Onebrokelady Posts: 7,800 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    edited 14 October 2021 at 9:51PM
    Have a lovely catch up with your fellow MSErs 😊xx

    Edited to add sorry that looks like misers which is certainly not true and not what I meant 😂😂
    Original Debt Owed Jan 18 = £17,630 Paid To Date = £6,510 Owed = £11,120
  • Thanks @Sun_Addict@beanielou and @Onebrokelady. 😃

    Our meal out for DD's belated birthday was delicious and she really enjoyed it!😋. I also had a really lovely day out meeting my MSE friends. Good company, nice lunch and a mooch around the shops afterwards - one of my favourite things to do!  Hoping to meet up again before too long. 

    Had a nice weekend with DD as she wasn't working. We had lunch out both days - Saturday at a good little vegetarian cafe and a more 'posher' place yesterday.  We decided to treat ourselves to cocktails at the posher place - DD had a smokey ginger martini and I had a fruity G&T.  Afterwards DD bought some nice bread from the local famous cafe and bakery and I admired their shop window. They always have such beautiful displays and their latest tHalloween themed one did not disappoint! 🎃.

    Today I'm having a slouchy day indoors which is just as well as it's pouring outside at the moment!☔️ - DD is WFH today. 

    SCRIMPY MSE THINGS 
    Lunches and a couple of taxi fares - I also bought a BaByliss Rotating hair styler as the hair salon recommended this for styling my 'new' hair. I'm still getting to grips with it - I'm useless at styling hair and always used to let it air dry as it was so fine and straight but will persevere. 

    And I finally bought a new phone. My old one was the iPhone 6 but I didn't necessarily want to buy the new 13 - I ended up buying the 12 Max which was a lot cheaper than the 13. Plus it was an ex display model so I got a good discount. I also bought a new charger, plastic protector screen and rubber case and got 10% off these. The girl who served me was very helpful and sorted out transferring my data from the old phone so I didn't have to bother with anything!  Oh - and I bought a iPhone instruction manual in WH Smith for the phone as I want to get to grips with all the things it can do as I'm a bit lazy with this. I know you can get instruction on line but I'm old-fashioned and prefer a paper manual.😁 

    The cost of the phone came from my 'Tech' budget whereby I allow a sum each month for this on YNAB. I've been saving up for quite a while - I bought my new laptop from this budget back in the New Year and still have a little left in it after buying the new phone. 💷

    Looking like a NSD today. 👍
    Finally Debt Free! - July 2016 🌟
    Finished Emergency Fund- £10,000 April 2017
    🌟
    RETIRED: MAY 2021!!!!😀🎆
    My diary: “Seasidegal's Scrimpy Retirement Diary!”
  • milann
    milann Posts: 11,386 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    The meal and drinks for your dd birthday sounded lovely.
    I have a paper instruction book for my iPad which the family think is very amusing 😂😂 I’d rather have a book in my hand anyway 👍
    January spends - £587.58
  • Seasidegal58
    Seasidegal58 Posts: 6,017 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    @milann - I have a book for my iPad as well!🤣.  I just find it so much easier to have a book in one hand and the device in the other!  I don't care if I'm a bit of a Luddite!🤣
    Finally Debt Free! - July 2016 🌟
    Finished Emergency Fund- £10,000 April 2017
    🌟
    RETIRED: MAY 2021!!!!😀🎆
    My diary: “Seasidegal's Scrimpy Retirement Diary!”
  • Another Luddite here , always prefer paper . 
    Life is an adventure, never stop exploring.

  • Seasidegal58
    Seasidegal58 Posts: 6,017 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    @Sunshine_girl2 - it's good to see that there's plenty of us still around!🤣
    Finally Debt Free! - July 2016 🌟
    Finished Emergency Fund- £10,000 April 2017
    🌟
    RETIRED: MAY 2021!!!!😀🎆
    My diary: “Seasidegal's Scrimpy Retirement Diary!”
  • beanielou
    beanielou Posts: 95,562 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Happy new phone  :)
    Paper all the way here.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Sun_Addict
    Sun_Addict Posts: 24,043 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I’m a devil for ignoring instructions so instruction booklets in any form are a waste on me. I just press buttons and hope for the best 😆 Having said that I prefer my recipes in book form rather than online. 
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • Onebrokelady
    Onebrokelady Posts: 7,800 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    Happy new phone 😊 that ginger martini sounds nice, my cocktail of choice is an Espresso Martini or a Black Russian 😍 
    Original Debt Owed Jan 18 = £17,630 Paid To Date = £6,510 Owed = £11,120
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