We'd like to remind Forumites to please avoid political debate on the Forum... Read More ยป
We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
๐จ Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Next Phase
Options
Comments
-
Happy New Year ๐๐๐ฅณ Enjoy your time out ๐Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 ยฃ202K now ยฃ174.8K Equity 32.77%
2) ยฃ3K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC ยฃ22.5K + Lump Sums DB ยฃ4.6K + (25% of SIPP 1.1K) = 28.2/ยฃ127.5K target 22;12% updated 6/7
4) FI Age 60 income target ยฃ16.5/30K 55.1%
5) SIPP ยฃ4.6K updated 6/7/252 -
Happy New Year xx ๐ฅณ๐ฅI get knocked down but I get up again (Chumbawamba, Tubthumping)3
-
Happy New Year. Enjoy your party xSeptember 2017 Debt = ยฃ25330
Starting afresh.
You can do anything if you put your mind to it. x3 -
Enjoy your evening and hereโs to a healthy and happy new hear for you ๐๐January spends - ยฃ587.583
-
Happy New Year ๐ฅณ.
First New Year's Eve I have been sat outside round a fire pit. We had blankets as well , just three ladies . I had a couple of glasses of wine , then some hot chocolate before being walked home by a kindly neighbour and his dog. I was in bed for 12.40@m . Then mins later the local lunatic family decided to have a fight in the street ! Anyway it was a lovely surprise evening.ยNot much happening today apart from some housework, I still have the cough that I have had since November, I am hoping my chest X-ray is ok as well and it's just a winter cough and not the start of another lung issue.ยLife is an adventure, never stop exploring.5 -
Your evening sounds lovely. I just love it when unexpected things like that happen.ยFingers crossed that your chest X-rays are ok.
I was sorry to hear about your friends mumยJanuary spends - ยฃ587.584 -
Happy New Year! ย What a lovely evening! ย Another hoping the X-Ray results are positive. ๐Finally Debt Free! - July 2016 ๐
Finished Emergency Fund- ยฃ10,000 April 2017
๐
RETIRED: MAY 2021!!!!๐๐
My diary: โSeasidegal's Scrimpy Retirement Diary!โ2 -
fire pit sounds lovely and your own street entertainment too...happy and healthy new year to you xIf you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720253 -
The evening sounds magical. Happy New Year!Debt Jan 2017 = ยฃ42kMay 2022 = ยฃ15k3
-
Hope you feel better soon.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 ยฃ202K now ยฃ174.8K Equity 32.77%
2) ยฃ3K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC ยฃ22.5K + Lump Sums DB ยฃ4.6K + (25% of SIPP 1.1K) = 28.2/ยฃ127.5K target 22;12% updated 6/7
4) FI Age 60 income target ยฃ16.5/30K 55.1%
5) SIPP ยฃ4.6K updated 6/7/252
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 351K Banking & Borrowing
- 253.1K Reduce Debt & Boost Income
- 453.6K Spending & Discounts
- 244K Work, Benefits & Business
- 598.9K Mortgages, Homes & Bills
- 176.9K Life & Family
- 257.3K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards