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The savings pit
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Well done you are doing brilliantly, August is always an expensive month with the kids off school and having to buy everything they need to go back to school. xx2
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Good to see you posting again 🤗 wow you have been busy! Well done on staying in the black & returning the shoes for a refund. My DS is 26 now so can’t advise on the lunch boxes 😆0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p12 -
I remember when people used old margarine tubs. lol. I use an old plastic robinsons bottle for drinks. How tight am I? There is so much peer pressure now for kids. I hope you can get them something they want at a fair price. Always consider looking online too.Aiming for a minimal spend 20221
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Omg how frightening for you all. So glad you managed to keep your cool and keep everyone safe.0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p11 -
All sounding very positive. Hope the mot goes well.0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p12 -
It's brilliant that you are painting your fences, I have loads too, but looks so good when it's done and it is an investment. Well done on decluttering it calms me too. Meal planning on top of all you do is great. I never ever get round to it and am envious of all of you that do! Have a good week and good luck with painting.Aiming for a minimal spend 20221
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It is bizarre how hard it is to make money and then how quickly it disappears on things we do need. Fingers crossed tomorrow will be a no spend or low spend day.Aiming for a minimal spend 20221
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Well done on the fence painting. School uniforms are so expensive and the other small stuff soon adds up. I was so glad when my DS left school!0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p12 -
Well done for remaining in the black with all the high expenses at the end of the month and fence painting first fence done. I will do fences next year.Aiming for a minimal spend 20221
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How wonderful to go out and be treated. It's well deserved after all the painting and weed control. Both are the bane of my life. It's brill you can buy things for children as I am broke and waiting for wages on Tuesday!!!! Stay happy and it's great you are doing so much.Aiming for a minimal spend 20221
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