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The savings pit
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A doughnut and a coffee for 2.69 is a total bargain an affordable treat
If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720252 -
Birds are the same down here too. They christen everything!!! Sorry the work fell through.Aiming for a minimal spend 20221
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I saw a car worse than mine the other day, don't stand a chance with seagulls and the other regular birds.
Mortgage started 2020, aiming to clear 31/12/2029.2 -
My car only gets washed if it rains 😆 However I do soak off bird mess with a wet sponge & once softened I wipe it off as DF always told me it eats into the paintwork.0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p13 -
Bargain shoes!
You've a breather before needing to sort out a new contract, hopefully there will be some better ones later in the year.
Try to rest your body, even if you don't sleep, it makes a difference.Mortgage started 2020, aiming to clear 31/12/2029.2 -
It's the weekend. I hope you get a bit of rest.Aiming for a minimal spend 20221
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Great that you will be starting June debt free 🤗. Hope you managed to get some rest0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p12 -
Sometimes it's a case of plodding along, getting through each month and waiting for things to settle. Even if you put £1 into general savings it keeps momentum going.
Hope DC2 teething eases soon.Mortgage started 2020, aiming to clear 31/12/2029.2 -
Well done in sorting debt. Poor lil son and his teething. I hope he is feeling better v soon. It's nice that we can think about summer.Aiming for a minimal spend 20221
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There will be months of overspend, some months of underspend, provided year end balances you've done well.Mortgage started 2020, aiming to clear 31/12/2029.2
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