Claim form issued 2015

Bazzoh

Thank you all so much for your help so far, it is appreciated, and hopefully others can see from my mistakes what not to do!

Bazzoh

Good morning all!
the defence has been submitted and acknowledged and now DB legal has sent the attached. 

Obviously in my defence I noted that this was over 5 years ago and to remember who the specific driver was coupled with the fact that other people could drive on 3rd party terms means that this would be unanswerable?

D_P_Dance

Our advice is to ignore letters from debt collectors.   This one is especially nasty imo.

Redx

As above , ignore it , you can answer truthfully in court , if it gets that far

It's a phishing expedition , don't fall for it

Ps , there was a really good reply recently in another thread , which gave good ambiguous answers , lol , something like 

1) everyone in the UK with fully comprehensive insurance , plus the police , garage mechanics , traders , the RAC , Green Flag and the AA too. 😄😄😋😋

2) no idea because I do not keep a driver log for a private vehicle nor do I sign out the keys 🙃😜

3) There is no legal requirement to do so , but feel free to quote the relevant legislation if I missed it 😁😋🙃🤔

Bazzoh

I assumed it was as the defence had only just been acknowledged, it’s been filed 😬

Bazzoh

@Redx - funnily enough the first 2 were what I was thinking whilst point 3 was more “isn’t that your job” !

Redx

Bazzoh said:

@Redx - funnily enough the first 2 were what I was thinking whilst point 3 was more “isn’t that your job” !

Your 3 is good to , perhaps we can have a 3a and a 3b. 😋😋👍👍

For the others , I can drive your vehicle but my data is on my insurance policy and I decline to share it with you as it's personal data 🙃🙃

Johnersh

What's misleading about the aforementioned letter if 20/05/2021 from dcbl is that providing the info at this point after the claim is issued will not be a defence to proceedings correctly pursued under PoFA. The info needs to be provided before that.

They should provide an undertaking to discontinue against the o/p if s/he provides driver information. That is the only way that they'd be obliged to pursue the third party at this point and the defendant safe from the proceedings. 

Explorer87

So the above letter arrives, ignore it.
SAR received, what do you do with it?

whats the next step, just wait for the courts to decide? How long does that take?

Redx

Explorer87 said:

So the above letter arrives, ignore it.
SAR received, what do you do with it?

whats the next step, just wait for the courts to decide? How long does that take?

Yes , ignore it

Check all the details and look for errors , failures , any Chino you can use , especially on the technical side , such as POFA , pictures , postal addresses , dates etc. Same as anyone who receives an invoice demanding payment

Up to 6 years from the incident date ( 5 in Scotland ) , due to the limitations act 1980