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That's kinda what I'm doing. The savings up until Iran kicked off Vs the cap have more than offset the extra costs since then. I'm not sure what it would've been feasible to get a fixed rate at, but my average rate for the last 6 months is around 20% less than the cap.
For what it's worth tomorrow's rate is back below the gas cap.. And electricity a nice round 10p/kWh. Lovely.
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