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Must try harder!

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  • DrCarrie
    DrCarrie Posts: 923 Forumite
    Ninth Anniversary 500 Posts Debt-free and Proud! Photogenic
    Gorgeous waterfall!
    3-month emergency fund (Cash ISA & PBs): £4744/ £6,000
    Stocks and shares ISA: £1497
    Additional pension contributions £0
    Overpayment on mortgage: £0
    Big Renno..£0
  • CRANKY40
    CRANKY40 Posts: 5,911 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Name Dropper
    Good morning. The waterfall is very pretty and I'm still sniggering at the seagull. Does it have a name yet?
  • jwil
    jwil Posts: 21,972 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Love the waterfall!
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • beanielou
    beanielou Posts: 95,599 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Very calming.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • WinterWarrior
    WinterWarrior Posts: 6,103 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Name Dropper
    Happy Saturday ⭐️🌸🌞
    yesterday wasn’t bad. Picked MrWW up from the garage and we went to John O’Groats. I didn’t go in any of the shops as I had dog with me, but she had a sniff around. I expect it’s in the dog guide books as the place to have the most northerly wee 🤣 She had enough after 10 mins and started angling back to the car in true my dog fashion…so I read my kindle with her while MrWW played with his camera. We picked up burgers for lunch so all was well with the world.
    I hardly slept last night and have been feeling bloated and a bit ugg, so am thinking I need to get back on the slimming world band wagon ☹️
    Today is planned as an NSD. I want to write out a meal plan and upload some photos.
    I hope you all have a marvellous day ☕️ 🌺
    Not all who wander are lost - J.R.R.Tolkien
    🌊 A smooth sea never made a skilled sailor 🌊

    My WW and friends diary is here 😁 … 
    https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p1

  • Naomim
    Naomim Posts: 3,131 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Sounds like you've had a lovely week off. 

    Before joining SW again. Have you looked at Jason Manford? Yes he's the comedian but he's lost a couple of stone recently. He has a weight loss group on FB. The group has been going for years and is a really supportive one. Worth having a look at.

    Have a lovely weekend 

    Naomim 
    Credit Cards NOV 2019 £33,220.42 Sept 2023 £19,951.00 Tilly Tidy 20223/COLOR] Sept £43.71 Here's my diary: A Ditherer's Diary Again
  • WinterWarrior
    WinterWarrior Posts: 6,103 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Name Dropper
    Naomim said:
    Sounds like you've had a lovely week off. 

    Before joining SW again. Have you looked at Jason Manford? Yes he's the comedian but he's lost a couple of stone recently. He has a weight loss group on FB. The group has been going for years and is a really supportive one. Worth having a look at.

    Have a lovely weekend 

    Naomim 
    Thanks Naomim. I’m not planning to pay, have just dug out the books and refreshed myself on the basics (veg good, chocolate bad 😢). I hadn’t heard about Jason Manford, so will have a look now, thank you. 
    Not all who wander are lost - J.R.R.Tolkien
    🌊 A smooth sea never made a skilled sailor 🌊

    My WW and friends diary is here 😁 … 
    https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p1

  • CRANKY40
    CRANKY40 Posts: 5,911 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Name Dropper
    I used to go for a walk with two dog owning friends. The one that had a big dog lived quite close to the park. About 20 minutes into the walk we'd realise that we hadn't seen the other friend's labrador for a while. When we walked back to "close to the park" friend's house the lab would be sat on the step waiting for us. He just thought he'd walked far enough....Yours sounds similar 😂

    In other news I am also trying to stay off crisps chocolate and junk food for the rest of this month (taking it month by month, the long term time scale is a bit scary). 
  • Naomim
    Naomim Posts: 3,131 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    @WinterWarrior the group is made up of people using all different methods. SW, WW, keto, 5:2, CC.  He's lost weight through CC but talks a lot of sense about it and is actually active on the group. 
    Credit Cards NOV 2019 £33,220.42 Sept 2023 £19,951.00 Tilly Tidy 20223/COLOR] Sept £43.71 Here's my diary: A Ditherer's Diary Again
  • WinterWarrior
    WinterWarrior Posts: 6,103 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Name Dropper
    @CRANKY40 when she was young and active I could never get her to walk, we would either rampage around the countryside with me running behind her, or she would be sniffing and digging and refusing to budge. The joys of a stubborn hound you can’t lift 😬. Now she is a bit limpy she prefers to sit in my car and sneer at pedestrian dogs as she passes by. Even at her favourite place (the beach) she will have a 10 minute dig and paddle and then be heading back to her car. 
    Staying off junk food is hard. I really need someone to stand in my kitchen slapping my hand, rather than just talking sense! 
    Not all who wander are lost - J.R.R.Tolkien
    🌊 A smooth sea never made a skilled sailor 🌊

    My WW and friends diary is here 😁 … 
    https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p1

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