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Must try harder!

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  • WinterWarrior
    WinterWarrior Posts: 6,103 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Name Dropper
    Happy Sunday. 5 days to payday for me too thanks to Monday being a bank holiday - we get paid the last working day of the month.
    Same here, it’s always nice when it happens early. Long months with mid week pay days are the worst! 
    Not all who wander are lost - J.R.R.Tolkien
    🌊 A smooth sea never made a skilled sailor 🌊

    My WW and friends diary is here 😁 … 
    https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p1

  • beanielou
    beanielou Posts: 95,551 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Hope you had a good day  :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • WinterWarrior
    WinterWarrior Posts: 6,103 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Name Dropper
    edited 24 May 2021 at 7:53AM
    Thanks Beanie. I got 2 loads of washing dried outside, did some reading, walked to the post box with dog and generally just pottered about. We watched a few episodes of The Nevers, which we both enjoyed.
    Happy Monday...ugg Monday! But on the bright side it’s pay day on Friday and a bank holiday next Monday.
    I need to be as spend free as possible this week (and forever 🤣)
    I will tweak my spreadsheets for next month at some time today...I need a high desk, some fingerless gloves and a guttering candle so I can channel my inner Scrooge!
    Have a lovely Monday everyone 🧁

    Not all who wander are lost - J.R.R.Tolkien
    🌊 A smooth sea never made a skilled sailor 🌊

    My WW and friends diary is here 😁 … 
    https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p1

  • Naomim
    Naomim Posts: 3,117 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    I'm so jealous of you getting washing out. We haven't had dry enough weather :(  It's almost the end of May and I have got the heated airer back out of the cupboard.
    Credit Cards NOV 2019 £33,220.42 Sept 2023 £19,951.00 Tilly Tidy 20223/COLOR] Sept £43.71 Here's my diary: A Ditherer's Diary Again
  • WinterWarrior
    WinterWarrior Posts: 6,103 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Name Dropper
    Naomim said:
    I'm so jealous of you getting washing out. We haven't had dry enough weather :(  It's almost the end of May and I have got the heated airer back out of the cupboard.
    We’ve had the heating on today if that makes you feel better 🤣 
    I believe summer in the far north was yesterday and now we’re heading into autumn! 
    Not all who wander are lost - J.R.R.Tolkien
    🌊 A smooth sea never made a skilled sailor 🌊

    My WW and friends diary is here 😁 … 
    https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p1

  • jwil
    jwil Posts: 21,944 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Happy Sunday. 5 days to payday for me too thanks to Monday being a bank holiday - we get paid the last working day of the month.
    Same here, it’s always nice when it happens early. Long months with mid week pay days are the worst! 
    I have the same pay day.  It's always worst when it's on a Monday.  That seems so wrong, a total waste of a weekend :D 
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • WinterWarrior
    WinterWarrior Posts: 6,103 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Name Dropper
    Ah yes jwil, Monday’s are bad. Also I find if it’s early for a BH and the weekend it means the mortgage and big payments sit in my account for longer before the dd’s go out (between 3rd and 5th) and that’s always a worry. Once my wage is in I want those suckers gone 😁
    well we’ve made it to Tuesday and I’m calling NSD 15 today. That was my target, so I’m very pleased.
    I want to bulk order the pet food, but am sticking it out until Friday so I can end the month with a completely clear credit card.
    I finished the first Fox and O’Hare book and have nearly got to the end of the second. They are good, despite having no magic!
    Have a wonderful day diary friends, I hope everything goes to plan 🍫
    Not all who wander are lost - J.R.R.Tolkien
    🌊 A smooth sea never made a skilled sailor 🌊

    My WW and friends diary is here 😁 … 
    https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p1

  • jwil
    jwil Posts: 21,944 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Ah yes jwil, Monday’s are bad. Also I find if it’s early for a BH and the weekend it means the mortgage and big payments sit in my account for longer before the dd’s go out (between 3rd and 5th) and that’s always a worry. Once my wage is in I want those suckers gone 😁
    well we’ve made it to Tuesday and I’m calling NSD 15 today. That was my target, so I’m very pleased.
    I want to bulk order the pet food, but am sticking it out until Friday so I can end the month with a completely clear credit card.
    I finished the first Fox and O’Hare book and have nearly got to the end of the second. They are good, despite having no magic!
    Have a wonderful day diary friends, I hope everything goes to plan 🍫
    Yes, that annoys me too :D  I like the payments gone.

    Well done on the NSDs :)
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • WinterWarrior
    WinterWarrior Posts: 6,103 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Name Dropper
    edited 26 May 2021 at 8:02AM
    Wednesday already and creeping closer to the weekend and pay day. I have booked Friday off to celebrate 😁. It’s probably too early to crow, but I still have a zero balance cc, £200 EF and some (although not all) in the pots.  I’m so looking forward to the loans being gone, then I will be able to make a much safer emergency fund happen. 
    Have a fabulous Wednesday 🍫 May your weather be warm and your chocolate be cold 😋
    Not all who wander are lost - J.R.R.Tolkien
    🌊 A smooth sea never made a skilled sailor 🌊

    My WW and friends diary is here 😁 … 
    https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p1

  • CRANKY40
    CRANKY40 Posts: 5,911 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Name Dropper
    Well done for the zero balance card. Don't go mad on Friday just because your wages are all yours 😂
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