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Must try harder!
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It’s really like a poor tax when they charge you extra to pay monthly because you can’t afford to pay in one go. Each thing I can pay in one yearly payment is saving me £20+. When I was really struggling every single thing cost more. Even silly things like buying cat litter and pet food in bulk saves money. The systems seem set out to keep people down ☹️Not all who wander are lost - J.R.R.Tolkien
🌊 A smooth sea never made a skilled sailor 🌊
My WW and friends diary is here 😁 …
https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p15 -
Some places must lose a lot of potential customers by charging more to pay monthly, particularly non essential things. All my magazines are either on cheap subscription or paid for by Mr T Clubcard points. The cover price of a monthly magazine in a shop is extortionate. I don’t like reading them online so it wouldn’t pay me to have something like Readily. I have a delivery pass for groceries too which saves me a fortune.I get knocked down but I get up again (Chumbawamba, Tubthumping)3
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At 20.00 per annual saving payment it may be worth our while to look at doing!Dedicated Debt Free Wanabee 🤓
Proud member of the Tilly Tidies since 1st Jan 2022
2022 -Jan £26.52, Feb £27.40, Mar £156.27, Apr £TBC3 -
Another here who realised a couple of years ago that Prime is much more economical to pay annually. I have a pot for Prime and save £7 a month which easily covers the annual cost so that nearly £1 less than paying monthly.
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Just done prime. I'm thinking if I change 1 thing a month to annual, it will spread out the annual payments. Done prime. Feb will do car insurance. Mar house ins then Disney plus Apr and so onDedicated Debt Free Wanabee 🤓
Proud member of the Tilly Tidies since 1st Jan 2022
2022 -Jan £26.52, Feb £27.40, Mar £156.27, Apr £TBC2 -
Ooh look at us all saving money! Over the year it should really add up!Not all who wander are lost - J.R.R.Tolkien
🌊 A smooth sea never made a skilled sailor 🌊
My WW and friends diary is here 😁 …
https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p13 -
Exactly this.WinterWarrior said:It’s really like a poor tax when they charge you extra to pay monthly because you can’t afford to pay in one go. Each thing I can pay in one yearly payment is saving me £20+. When I was really struggling every single thing cost more. Even silly things like buying cat litter and pet food in bulk saves money. The systems seem set out to keep people down ☹️I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
We pay prime annually too. It's so frustrating that those who most need the discounts are those least likely to be able to manage them."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee3
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Absolutly this.jwil said:We pay prime annually too. It's so frustrating that those who most need the discounts are those least likely to be able to manage them.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.3 -
Agreed, it's expensive being poor! Companies should not penalise people for not having hundreds of pounds up front.jwil said:We pay prime annually too. It's so frustrating that those who most need the discounts are those least likely to be able to manage them.
On a lighter note I LOVE space raiders 🤣 Crisps are my downfall 😕4
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