Must try harder!

moving_forward

Should have been HC @Sun_Addict my typos are horrendous! 
Hotel Chocolate Xmas box half price 

WinterWarrior

@dawnybabes we are all up for chocolate bars, but sympathy for your biscuit loss ☹️ 

Jellytotts

@dawnybabes Sainsbury's had the schar spekulatius biscuits reduced to 15p a box last week.  Noting gluten free that tastes nice is every that cheap! I got 18 boxes (my local one had shelves full so I wasn't depriving anyone honest) 

WinterWarrior

Good morning and happy Thursday 🍫☕️📚
im not planning to spend today. Just work and the usual jobs on the cards.
I was really sad to see on Facebook that Melanie Ham has died. I learnt how to quilt following her tutorials. She was a lovely, bright, bubbly person with a young family. Such a shame. Cancer is such a vile disease.
That was a fabulous bargain @Jellytotts, you should have filled your basket! 

I hope you all have a tremendous Thursday filled with joy and happiness ☕️📚🍫⭐️

Sun_Addict

Happy Thursday WW. I don't know Melanie as I don't do crafts but what a terrible shame. 

WinterWarrior

Well, after seeing something on another diary, I have done some future spending. My prime goes out at £7.99 on the 16th and I realised by paying yearly I will save £16.88 every year. I get a lot of use out of prime, the free postage makes it pay for itself and then we use prime video a lot too. So I have taken the money from my pots to pay in one go on the 16th. I have then created a new pot so I will have it in advance for next January. At the moment it has come from ‘the wrong pot’, but I have time to pay that back before it’s due. This is like paying my car insurance in one go (I’ve done that for 2 years now and have a pot), it might not save huge sums, but it’s better in my pocket than theirs and I get a happy feeling from paying something in advance in one go.
in other news…I am eating pickled onion space raiders…a big pack! 

moving_forward

Ooh give us one WW

Sun_Addict

I didn't know you could do that with Prime. All the small savings add up. Off to investigate...

WinterWarrior

Sun_Addict said:

I didn't know you could do that with Prime. All the small savings add up. Off to investigate...

It was very simple, you just update your payment plan with a click and then the yearly amount comes out on the next payment date and each year after on the same date. 

I love removing a regular monthly payment. I only have 6 now. At one time I had loads of them eating up my wages. Now I have more left over to put in savings (and take back out and feel guilty and put back in)…

moving_forward

That's why I keep mine at monthly DD's so I do t spend the dosh. I am considering starting with car insurance in march at full whack