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Must try harder!

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  • WinterWarrior
    WinterWarrior Posts: 6,103 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Name Dropper
    edited 1 January 2022 at 8:13PM
    @Naomim Mort is my favourite Terry P 😁
    Not all who wander are lost - J.R.R.Tolkien
    🌊 A smooth sea never made a skilled sailor 🌊

    My WW and friends diary is here 😁 … 
    https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p1

  • Naomim
    Naomim Posts: 3,130 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    It's a good one I often recommend for people wanting to start with Discworld.  My Discworld books are all in a box in the garage at the moment but plan to re-read them all again this year.
    Credit Cards NOV 2019 £33,220.42 Sept 2023 £19,951.00 Tilly Tidy 20223/COLOR] Sept £43.71 Here's my diary: A Ditherer's Diary Again
  • CRANKY40
    CRANKY40 Posts: 5,911 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Name Dropper
    I bought the first discworld books from the Forbidden Planet bookstore which was just off Charing Cross Road in London when I was 18 (a lot of years ago, I'm 54 now). They made me laugh out loud on my morning/evening commute. 
  • Its_time
    Its_time Posts: 409 Forumite
    100 Posts Second Anniversary Name Dropper
    Last book I read was Jilly Coopers 'Riders'.....that was ok :wink:
    *Stop giving up what you really want for what you want now*
    *Face your fear, don't do what's easy, do what is right, fight for it because it will be worth it*
    January grocery budget £215.07/£250
    #18 The 365 day 1p challenge 2023 £108.50/£667.95
    #48 Saving £1 a day for Christmas 2023 challenge £31/£365 
    Emergency fund £83.98/£1000



  • doingitanyway
    doingitanyway Posts: 9,955 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Mortgage-free Glee!
    Happy New Year 2022.
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 100/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • nannygladys
    nannygladys Posts: 3,235 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Happy New Year everyone.

    I usually stick to the same genre when reading books, light detective types, and I must admit I have never read a Georgette Heyer book, I will have to get one out of the library.  Many years ago I had my mom's  Darling Buds of May series by H E Bates which I thoroughly enjoyed, the first tv series I enjoyed as it was quite true to the books, but the new one isn't but I enjoy it for what it is! 
    My dd2 loves Terry Pratchet and has all his books, well they are sealed in a box in my attic, and bought many of the figures as well. (She lives abroad now.) But although I have read many of them there's only a few I enjoyed, my dd used to laugh out loud when reading them as well! 
    Anyway off to bed, for a read!!!
    Nannyg
    £1 a day 2025: £90.00/365 Xmas fund
  • Naomim
    Naomim Posts: 3,130 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    My Dad was an avid reader and got me started on Discworld when I was about 17, early 1990's just as TP was starting on them. I didn't keep up with the later books so still have them to go. I particularly love the Witches and Nightwatch. I also really enjoyed the tv adaptations.  I've not read any Georgette Heyer, love a bit of Jilly Cooper though! The Man Who Made Husbands Jealous is my favourite and my go to for holidays. 
    Credit Cards NOV 2019 £33,220.42 Sept 2023 £19,951.00 Tilly Tidy 20223/COLOR] Sept £43.71 Here's my diary: A Ditherer's Diary Again
  • I love reading but I just struggle for time with it now as a single mum of 3 :(
    I want to get better at making time for me and for reading but I still have quite a stash of books to get through but feel like the library could be a great way to go both for money saving and the time pressure to return the books.
    I have thoroughly failed my goodreads target this year as I wasn’t expecting my change in circumstances :(

    Total Debt May 21 £20,490.44  DEBT FREE DATE 29/7/22 

    Mortgage balance May 21 £177,096.19. Now £143,588.36
    Mortgage free date. At start of sole mortgage = July 2042

    2024 SAVINGS FOCUS - get rid of the car finance. £12,706.25  PAID OFF 
    2025 Savings Focus - 33.3/33.3/33.3 split; savings for house renovations (bathrooms/garden/kitchen; whichever collapses first), save for a family holiday (probably our last one!) and paydown/offset the mortgage. Total pot = £3275.88
  • Naomim
    Naomim Posts: 3,130 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    @Tiredbutdetermined it's hard to make time for yourself.  Maybe 10 mins at bedtime every night? I use the library and get audio books on borrowbox from them. Might that be a way to go? 
    Credit Cards NOV 2019 £33,220.42 Sept 2023 £19,951.00 Tilly Tidy 20223/COLOR] Sept £43.71 Here's my diary: A Ditherer's Diary Again
  • I have no idea how borrowbox works but audiobooks could be good for my commute to and from
    work.

    Total Debt May 21 £20,490.44  DEBT FREE DATE 29/7/22 

    Mortgage balance May 21 £177,096.19. Now £143,588.36
    Mortgage free date. At start of sole mortgage = July 2042

    2024 SAVINGS FOCUS - get rid of the car finance. £12,706.25  PAID OFF 
    2025 Savings Focus - 33.3/33.3/33.3 split; savings for house renovations (bathrooms/garden/kitchen; whichever collapses first), save for a family holiday (probably our last one!) and paydown/offset the mortgage. Total pot = £3275.88
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