Must try harder!

Naomim

It's so windy here at the moment my washing would blow away! 

WinterWarrior

Under £20k @Deni_debt-free_dreamer….something I can only dream of 😟 I think it will take another 7 or 8 years to get to that point 😭 I got very excited when it dropped under a hundred.
We have oil heating so can literally see it going down as we use it….I’ve been tempted today as it’s chilly.
@Carolbee a wine offer! How lovely. We don’t have an A**a up here…and being in Scotland we are not allowed to have wine offers…beats me how that helps (and I don’t know any Scottish alcoholics…although that could be because of tha lack of offers 🤔) 🤣

WinterWarrior

Naomim said:

It's so windy here at the moment my washing would blow away! 

It would just get a violent rinse here!! 

Deni_debt-free_dreamer

WinterWarrior said:

Under £20k @Deni_debt-free_dreamer….something I can only dream of 😟 I think it will take another 7 or 8 years to get to that point 😭 I got very excited when it dropped under a hundred.

I'm upper end of mid 50s so i think i'm a bit older than you!!  I am going to have a spendy time up to the end of the year as i will have to visit DD2 regularly as she is in pain and not very mobile at the moment plus needs TLC.
I didn't know that about Scotland and alcohol - I think there are plenty of alcoholics south of the border, i've been related to 2   
My washing has been out and in about 5 times today and is 2/3s dry so i'll take that as a win in late October
I'm excited for Shetland on TV tonight

Elisheba

Do you know, @WinterWarrior that it never clicked with me until you said it , that minimum pricing per unit in Scotland would mean no alcohol deals.  Never thought of it at all.  I can't say it has made any difference that I've seen to any alcoholics I know north of the border.

@Deni_debt-free_dreamer I totally forgot about Shetland!  I love it!

badmemory

The problem is with alcohol that if you like it that much you will buy it at double the price & then when you run out of money you will find another way to get the money for it.  The problem is they make these policies & think that they are going to work the way non alcoholics would think & they don't.  Putting the price up is never going to stop an alcoholic needing alcohol.

Looking forward to Shetland too!!

WinterWarrior

@Deni_debt-free_dreamer, early 50’s, but had to start a new mortgage in my 40’s after being robbed in a nasty divorce 😭 MrWW was much in the same boat, so 10% deposit was our lot. Soul destroying as I’d remortgaged a few times to bail out the ex and then he put a charge on the house (my house) and got a pay out from that, plus a large chunk of my pension. Saying that, I’d pay it again to not be there and I’m pretty sure everything will have gone on drink by now!
I hope your daughter feels better soon.
You are all right about the pricing…where there’s a will there’s a way! 

Luckily we got a lovely bargain bottle of champagne in L*dl last week and it is squirrelled away for having with Christmas dinner 😬 it wasn’t their cheapest, but was still about £8 cheaper than Mr T’s own brand! 

I haven’t seen Shetland for years! 

We watched Squid Game on Netflix…has anyone seen it? It was surprisingly watchable for a Korean dubbed series! 

Deni_debt-free_dreamer

sounds very difficult WW but if you are happy now then i guess you have to look forward and not back.
I split from my partner 14 years ago but we had no mortgage; i had to give him half the value of the house so took on a mortgage.  That started my 14 year journey of debt (ie CCs) which only ended this year!
Thanks re DD2, will take a while to get better both physically and mentally as it has made her depressed; she usually keeps active to help with her MH.  She will get there.
I bought some M$S festive gin a few weeks ago in the light up bottle  
I haven't watched Squid Game as my DDs cautioned that it is not suitable for me!  I like crime drama but cannot watch anything violent (ok with inferred or offscreen!).  My DDs love it though!  I'm also watching Hollington Drive (big fan of AMM)

WinterWarrior

Good morning and happy Thursday ☕️🧁🍁
I made another £21 something payment to the mortgage yesterday to take it to an even number, now I know the test worked…and this morning it’s gone off with an extra penny down so it’s still not a round number! Clearly I can’t fixate on evening it up as it will never work. It must be something to do with the daily interest, although normally that only goes off once a month as a bulk amount normally.
I am calling early for an NSD which means I’ve hit my 15 day target the earliest ever! I’ve still not saved half as much as I should have this month, but if I don’t spend more than £35 between now and pay day then at least my savings will have gone up a bit (although sadly not to their July levels yet…hopefully next month I can get them back on track).
@Deni_debt-free_dreamer I love the look of those light up bottles 😁 I was ogling them the other week while looking at the massive, massive hampers no one can ever afford 🤣
I hope you all have a tremendous Thursday filled with the lightest of work and the nicest treats 🧁☕️🍰🍫📚

Sun_Addict

Happy Thursday. Well done on hitting your NSD target. I think I set my target too high, I forgot I had quite a few unavoidable spend days this month. I might just scrape through to hit it though. I set my mortgage overpayment to automatically take £100 extra out, whether this will be doable once the gas/electric bills shoot up is uncertain, I can cancel it if I need to.

Have a fabulous day.