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Must try harder!
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You're doing really well! I manged a small stop in the charity shop the other day and managed to get 3 books for £2. One of them has never been read and been on my tbr list for a while so definitely a bargain!
My dog is the same with the walking. If he's had a long walk he's on home rest for the next few days. I'm increasingly thinking I will have to get him one of those doggy buggys. - He's a cavalier so will fit!
Good news on the money rollover and the lottery wins. I'm in awe of your NSD's. I really need to get my head back in the game and on the wagon again.
NaomimCredit Cards NOV 2019 £33,220.42 Sept 2023 £19,951.00 Tilly Tidy 20223/COLOR] Sept £43.71 Here's my diary: A Ditherer's Diary Again1 -
thanks @DrCarrie @Debt_Me_Out_Of_Here and @Naomim. It feels quite slow, but the biggest loan started out at £25k just under 4 years ago and is now down to approx. £6.5 so it’s going down. I’m glad I got it as I wrapped up an old loan and replaced my car as it was starting to cost me a lot in repairs. My aim is to save once it’s paid up, so I can replace my car in years to come with cash up front. I get attached though, so I hope to keep it for a good number of years yet and then have enough to get an equally special replacement.
well done on the book finds Naomim, real bargains! I just finished the Girls GuideTo Witchcraft...it was ok for a free kindle, but not good enough for me to purchase the next one! Luckily I have plenty lined up that I’ve previously preordered and have been waiting for. 📖 📚At least you can carry your dog for a little way, I can’t even lift mine 😖Not all who wander are lost - J.R.R.Tolkien
🌊 A smooth sea never made a skilled sailor 🌊
My WW and friends diary is here 😁 …
https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p12 -
Well done on the loan payments. I need to be more specific about the lottery win next time instead of just saying "may it lead to more" don't I? 😀 I can imagine why you can't lift your dog. My sister has a chocolate lab called Cookie. It's a bit ummmmm.....portly to put it politely. Her other dog was supposed to be a Cavalier but it became increasingly apparent that the farm Jack Russell had called in before the official breeding took place. The Jack spaniel ate through the kitchen door last year and it's never left on it's own. Don't ever get one.4
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CRANKY40 said:Well done on the loan payments. I need to be more specific about the lottery win next time instead of just saying "may it lead to more" don't I? 😀 I can imagine why you can't lift your dog. My sister has a chocolate lab called Cookie. It's a bit ummmmm.....portly to put it politely. Her other dog was supposed to be a Cavalier but it became increasingly apparent that the farm Jack Russell had called in before the official breeding took place. The Jack spaniel ate through the kitchen door last year and it's never left on it's own. Don't ever get one.
Dog is also portly (to put it politely 😬) I’ve never thought about getting a jack spaniel, but I’m sure the cats could do equal damage. They are working their way through the kitchen table leg, it’s slow going, but they are dedicated to the cause!
Not all who wander are lost - J.R.R.Tolkien
🌊 A smooth sea never made a skilled sailor 🌊
My WW and friends diary is here 😁 …
https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p13 -
Figures looking good
No more books!I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
It would only be a little way I could carry him, he's on the large side for a cav weighing in at a hefty 14+kg 🤣
@CRANKY40 I'm laughing at the idea of the Jack Russell getting in there quick 😂.Credit Cards NOV 2019 £33,220.42 Sept 2023 £19,951.00 Tilly Tidy 20223/COLOR] Sept £43.71 Here's my diary: A Ditherer's Diary Again1 -
beanielou said:Figures looking good
No more books!Not all who wander are lost - J.R.R.Tolkien
🌊 A smooth sea never made a skilled sailor 🌊
My WW and friends diary is here 😁 …
https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p12 -
Good morning and Happy Tuesday...one step closer to the weekend!
I spent £20 yesterday, but cashed out £5 on surveys...I’m annoyed with myself as it was totally unnecessary, so have declared today as NSD8 and now I have to stick to it or I will look silly!Being good with money is hard and doesn’t come naturally at all 😖 one minute I’m a money saving warrior and the next I’m wasting £20 on a game..essentially nothing! I have given myself a good talking to. I need to now not spend anything until at least Friday to get back on track with my spending money...totally doable and I am determined not to dip into the money I didn’t spend last week!
I have work, I have books, we have food and heat and water and tv...I don’t need anything, I really don’t!
so that was my Tuesday morning rant 😬. Have a wonderful lucky day everyone ☀️Not all who wander are lost - J.R.R.Tolkien
🌊 A smooth sea never made a skilled sailor 🌊
My WW and friends diary is here 😁 …
https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p14 -
Good Morning Wednesday ⭐️ Almost halfway to the weekend!
it’s hard at this time of the month when everything is just ticking along with no more excitement until pay day. My lottery run appears to be over, with no news about my ticket. Surveys seem thin on the ground too.
no less than three cats joined me on a customer zoom call yesterday, even with a blurred background it can’t have looked good 🙄 Luckily I was muted when I steered one out of the way and he took several files onto the floor with him in protest. They are all so good until the camera comes on and then they all want to be film stars,,.I don’t know how they know!
Wishing everyone a successful, happy day ☀️Not all who wander are lost - J.R.R.Tolkien
🌊 A smooth sea never made a skilled sailor 🌊
My WW and friends diary is here 😁 …
https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p14 -
Oh my goodness today has been bad! I’m going to go watch YouTube money saving people to brain wash myself back into the correct frame of mind...I’m going to watch a lot of them, the more extreme the better...how we feed a family of 12 on 50 cents a week, etc.I now need NSD’s for most of the days left this month or I will have blown my spending money budget idea...batten down the hatches, I’m in for a bumpy ride 😬😖 I think I can have 1 or 2 small spend days each week, but not the rest of this week, no, no, no, that spend ship has sailed 🤣Not all who wander are lost - J.R.R.Tolkien
🌊 A smooth sea never made a skilled sailor 🌊
My WW and friends diary is here 😁 …
https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p11
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