Car Rear Bumper - replacement Vs

neilmcl

Navigator123 said:

What is your insurance excess?

Surely that is what you have insurance for.  A professional and warrantied repair, a courtesy car while yours is being repaired (possibly 2-3 days) and peace of mind.

As it is a no fault accident it should not have any effect on your NCB or your premiums later on.

Unless there's a TP insurer involved, which in this case there isn't, it will be classed as an at fault claim.

AdrianC

Arsenal2019 said:
Body shops said that evans halshaw would charge an arm and a leg.

Evans Halshaw aren't your financier.

Ford Credit?

Arsenal2019

neilmcl said:

Arsenal2019 said:

flashg67 said:

I had a bunper dent heated and painted - you couldn't tell afterwards. I was planning on getting rid within 12 months though

Oh right that’s good to know.

well it is on finance and I am looking to possibly get rid in 18 months. I may potentially keep it - not made my mind up entirely 

Ah, you didn't say that earlier. In which case it's best to get it done properly else you may take a hit when it comes to handing the car back if the finance co see if it's been a substandard repair.

I’ve been told by a few people that car dealers and other lenders don’t conduct a through examination of the car when handed back over. If that’s true, and if the cheaper quote option was potentially for, then surely they wouldn’t notice? I may be wrong!!

id love to get it done properly. But I just find it hard to folk out onwards of £800 for a full new bumper for such a small hole.! - Tight Yorkshireman 

neilmcl

Arsenal2019 said:

neilmcl said:

Arsenal2019 said:

flashg67 said:

I had a bunper dent heated and painted - you couldn't tell afterwards. I was planning on getting rid within 12 months though

Oh right that’s good to know.

well it is on finance and I am looking to possibly get rid in 18 months. I may potentially keep it - not made my mind up entirely 

Ah, you didn't say that earlier. In which case it's best to get it done properly else you may take a hit when it comes to handing the car back if the finance co see if it's been a substandard repair.

I’ve been told by a few people that car dealers and other lenders don’t conduct a through examination of the car when handed back over. If that’s true, and if the cheaper quote option was potentially for, then surely they wouldn’t notice? I may be wrong!!

id love to get it done properly. But I just find it hard to folk out onwards of £800 for a full new bumper for such a small hole.! - Tight Yorkshireman 

You are. Whoever told you this is also mistaken. Whatever you do it's going to cost.

Your choices are:

1. Do nothing, and let the finance co. bill you for the damage and everything else they may find.
2. Get the existing bumper repaired and hope it's not noticed.
3. Find a used, matching bumper with minor or no damage, and hope it fits.
4. Source a new, primed bumper and get it resprayed to the matching colour.
5. Get the dealer to replace it.
6. Claim via your insurer, pay your excess and lose your NCB (you'll be down to 1 year at renewal with nothing added for this year) which will result in much higher premiums going forward.

Arsenal2019

AdrianC said:

Arsenal2019 said:
Body shops said that evans halshaw would charge an arm and a leg.

Evans Halshaw aren't your financier.

Ford Credit?

Yes. That’s the one

Arsenal2019

neilmcl said:

Arsenal2019 said:

neilmcl said:

Arsenal2019 said:

flashg67 said:

I had a bunper dent heated and painted - you couldn't tell afterwards. I was planning on getting rid within 12 months though

Oh right that’s good to know.

well it is on finance and I am looking to possibly get rid in 18 months. I may potentially keep it - not made my mind up entirely 

Ah, you didn't say that earlier. In which case it's best to get it done properly else you may take a hit when it comes to handing the car back if the finance co see if it's been a substandard repair.

I’ve been told by a few people that car dealers and other lenders don’t conduct a through examination of the car when handed back over. If that’s true, and if the cheaper quote option was potentially for, then surely they wouldn’t notice? I may be wrong!!

id love to get it done properly. But I just find it hard to folk out onwards of £800 for a full new bumper for such a small hole.! - Tight Yorkshireman 

You are. Whoever told you this is also mistaken. Whatever you do it's going to cost.

Your choices are:

1. Do nothing, and let the finance co. bill you for the damage and everything else they may find.
2. Get the existing bumper repaired and hope it's not noticed.
3. Find a used, matching bumper with minor or no damage, and hope it fits.
4. Source a new, primed bumper and get it resprayed to the matching colour.
5. Get the dealer to replace it.
6. Claim via your insurer, pay your excess and lose your NCB (you'll be down to 1 year at renewal with nothing added for this year) which will result in much higher premiums going forward.

Gotcha!! Thank you very much for that.

getting two more quotes tomorrow