Car Rear Bumper - replacement Vs

Arsenal2019

dipsomaniac said:

Sorry for the rant but you really shouldn't be so precious about your bumpers

Hahah! It’s okay. Yeah I get that completely. But would you be happy driving about with a big hole in a white car which is still relatively new?

dipsomaniac

My bumpers been hit 4 times and has bounced back every time. I wouldn't dream of getting the scratches repaired

AdrianC

Arsenal2019 said:

well it is on finance and I am looking to possibly get rid in 18 months. I may potentially keep it - not made my mind up entirely 

PCP?

Entirely likely it'll be cheaper to pay the finance company than get it fixed.

Navigator123

What is your insurance excess?

Surely that is what you have insurance for.  A professional and warrantied repair, a courtesy car while yours is being repaired (possibly 2-3 days) and peace of mind.

As it is a no fault accident it should not have any effect on your NCB or your premiums later on.

dipsomaniac

No fault DOES increase premiums

Arsenal2019

AdrianC said:

Arsenal2019 said:

well it is on finance and I am looking to possibly get rid in 18 months. I may potentially keep it - not made my mind up entirely 

PCP?

Entirely likely it'll be cheaper to pay the finance company than get it fixed.

Yeah it’s on PCP.

and sorry. Me being an idiot here... can’t quite make sense of that second part -_-

Arsenal2019

Navigator123 said:

What is your insurance excess?

Surely that is what you have insurance for.  A professional and warrantied repair, a courtesy car while yours is being repaired (possibly 2-3 days) and peace of mind.

As it is a no fault accident it should not have any effect on your NCB or your premiums later on.

My excess is £250.

and I was under the impression that any claim makes your insurance go up. But I don’t know by how much. Like obviously you’ll have to pay the excess and whatever other hidden costs. But I guess the yearly quotes would be much much higher then for a few year?

and I have 3 years no claims 

AdrianC

Arsenal2019 said:

AdrianC said:

Arsenal2019 said:

well it is on finance and I am looking to possibly get rid in 18 months. I may potentially keep it - not made my mind up entirely 

PCP?

Entirely likely it'll be cheaper to pay the finance company than get it fixed.

Yeah it’s on PCP.

and sorry. Me being an idiot here... can’t quite make sense of that second part -_-

If it goes back to the financier at the end of the term, they'll charge you for that.

They'll probably charge you less than a bodyshop would to fix it.

Arsenal2019

AdrianC said:

Arsenal2019 said:

AdrianC said:

Arsenal2019 said:

well it is on finance and I am looking to possibly get rid in 18 months. I may potentially keep it - not made my mind up entirely 

PCP?

Entirely likely it'll be cheaper to pay the finance company than get it fixed.

Yeah it’s on PCP.

and sorry. Me being an idiot here... can’t quite make sense of that second part -_-

If it goes back to the financier at the end of the term, they'll charge you for that.

They'll probably charge you less than a bodyshop would to fix it.

Oh right. Do you think?  Body shops said that evans halshaw would charge an arm and a leg. Although they may just be saying that to get my custom. If that was the case, I’ll definitely have it fixed prior to returning the car to them.

I did speak to them (my local Ford Evan halshaw) briefly today though and they just directed me to garages / body repairs they use as they don’t have that facility at that particular garage

I’ll give other Evan halshaw’s nearby a ring to see if they have that facility. However, I do remember that when I was asking for a quote for the last time my car got hit, they wanted me to pay for a quote and that would be knocked off the price 

neilmcl

Arsenal2019 said:

flashg67 said:

I had a bunper dent heated and painted - you couldn't tell afterwards. I was planning on getting rid within 12 months though

Oh right that’s good to know.

well it is on finance and I am looking to possibly get rid in 18 months. I may potentially keep it - not made my mind up entirely 

Ah, you didn't say that earlier. In which case it's best to get it done properly else you may take a hit when it comes to handing the car back if the finance co see if it's been a substandard repair.