We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
NST April 2021: Diamonds and Daisies



Diamonds and Daisies
I have chosen the Birthstone and flower of the month to frame this month’s challenge. Diamonds and Daisies! I hope you like the challenge, please do give me feedback.
The first section is finance focussed – Diamonds and the second, Daisies has more of a self-care / feel-good aspect. I hope you like it!
Diamonds
Debts first: (for those of us that have them) pay them down as much as you can, go through the month with the knowledge you are doing all you can. Be proud.
Income enhancement: can you stretch it, or get some more cash flow towards your goals? Can you eek another day without spending? Really have a look at it again, be realistic, not idealistic, but is there something else you can do?
Achievements and Aims: Celebrate how far you have come and focus on your aims, where is your arrow pointed this month? What is your mini target? Set one and do all you can to attain it.
Morning motivation: Start with good actions, not just intentions. How can you set the scene that will give you boost for the day ahead? Maybe a walk, or checking your balances, whatever it is for you, give yourself that head start.
Organised: get that meal plan and batch cooking done, look ahead at the month, what do you need to spend money on? Plan your spending so that you minimise spend days.
NSDs: Lets aim for 16 this month Turtles.
Determined: it takes a special kind of determination to change habits and be Money Saving Experts. What are you determined to do this month?
Set out your stall: make a commitment to the challenge, and let us know how you are taking it forward (it’s my first one so would love some feedback too).
------------------
Daisies
Delight: in whatever you can, the 4 day weekend, the light evenings, all the things to be grateful for.
April: meaning "to open” What treasures can you open up to this April? A morning coffee in the garden? Or the smell of laundry dried on the line. Open up to the senses and opportunities for pleasure that present this month, as the buds open and flowers bloom. Treasure each gift in the present.
Inner-peace: find space for you. Take what you need to bring some calm, it is different for us all, but what can you do to help yourself as the world starts to open up again. Talk to yourself as you would your dearest friend, because you really are.
Stay safe, and stay sassy! Keep to the restriction rules, whilst being lively and spirited.
Inspiration: Take some time to bring some freshness to your approach, read around areas of the forum you don’t normally look at. Listen to a podcast. Find a new idea that you like and implement it. Share it with us too.
Exercise: keep your body moving and amp it up a little. Get your body fit and energised for the better weather and the edge of freedom we may be edging into. Make a goal if you like, but move every day, in some way.
Share: a smile, a kind word, whatever you can give, lift people up and feel the love. Donate if you can.
---------------------
Check-in every day if you can and share your news and gratitudes. Sparkle like a diamond and lift your head into the sun like a daisy!
Stocks and shares ISA: £1497
Additional pension contributions £0
Overpayment on mortgage: £0
Big Renno..£0
Comments
-
Reserved for sparkling turtles 🐢contenders
1. DrCarrie
2. Toni'sfriend
3. mothernerd
4. Calling14
5. greent
6. Kerry_Woman
7. lcc86
9. apple_muncher
10. Deni_debt-free_dreamer
11. facethemusic
12. ldee2111
13.Shrewbie
14. ditty1234
15. shabbychic12
16. Thrifty_Taylor
17. Porridgecat
18. Farmers-wife_2
19. f0xh0les
20. Dizzy_Imp
21. Dottydaisy
22.Buffythebebtslayer3-month emergency fund (Cash ISA & PBs): £4744/ £6,000
Stocks and shares ISA: £1497
Additional pension contributions £0
Overpayment on mortgage: £0
Big Renno..£06 -
Lovely challenge, DrCarrie. Sign me up, pleaseHave adventures. laugh a lot and always be kind.6
-
Lovely challenge. Thank you so much and sign me up please.My mission in life is not only to survive,but to thrive and to do so with some Passion, some Compassion, some Humour and some Style.NST SEP No 1 No Debt No mortgage4
-
Dr Carrie love it, know it is tad nervy doing your first challenge but its lovely and I want to join in pretty please.
LBM 13039 1.1.13 Now £0 Finally Debt FreeMortgage free Oct 2019:)EFund/savings £25000 10/11/226 -
Great challenge, DrC! Please count me in
x
I am the master of my fate; I am the captain of my soulRepaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NILNet sales 2024: £205 -
Can you please add me to the list. thanks.Frugal Living Challenge 2025 Mortgage free as of 1st August 20133
-
Go on then count me in4
-
I'm in. Awesome challenge - love it!
NST March lion #8; NSD ; MFW9/3/23 Whoop Whoop!!!4 -
I'd like to join please DrCarrie, i do better on your Diamond parts so will have a good think about the Daisy challenges, don't think i'm very good at finding inner peace and achieving self care but i will try very hardLBM - October 2018; finally debt free on 16 March 2021
2023 Mortgage Free Wannabee #92023 Mortgage free in March 23 !
Decluttering Campaign member 2023🏅🏅 🏅⭐️⭐️
Decluttering Campaign Member 2024 🏅🏅
Decluttering Campaign Member 20254 -
I'm in! Thanks for coming up with the challenge.3
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 350.9K Banking & Borrowing
- 253.1K Reduce Debt & Boost Income
- 453.5K Spending & Discounts
- 243.9K Work, Benefits & Business
- 598.8K Mortgages, Homes & Bills
- 176.9K Life & Family
- 257.2K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards