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Third time's the charm...

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  • Sarahwithlove
    Sarahwithlove Posts: 3,346 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper
    Not long to go now the 3 weeks will fly by. 
    *Dad loan - £5300 - £7200
    *Virgin Credit Card - £3552.50 - £0
    *Natwest - £1828.35 -£0.00

    Barclaycard - £2315.25 - £0.00

    Creation Finance - £960.32 £840
    *Total debt - £8040/£11641.17*


    Savings
    *Savings Buffer - £100/£1500
    *Emergency Fund - £1500/£1500


    New diary- https://forums.moneysavingexpert.com/discussion/6474943/the-three-cs-coffee-clothes-credit-cards/
  • RelievedSheff
    RelievedSheff Posts: 12,691 Forumite
    10,000 Posts Sixth Anniversary Name Dropper Photogenic
    3 weeks will have been and gone before you know it.
  • Checked Prolific and cashed out £5, sent off to CC7 
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £2571
  • RelievedSheff
    RelievedSheff Posts: 12,691 Forumite
    10,000 Posts Sixth Anniversary Name Dropper Photogenic
    So close to that next £100 on the CC.
  • So close to that next £100 on the CC.
    I know!! I was sooo tempted to add a few more quid, but realised by the end of the weekend it will be there anyway. I'm just so impatient :D 
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £2571
  • LeeXenon
    LeeXenon Posts: 249 Forumite
    Fourth Anniversary 100 Posts Debt-free and Proud! Name Dropper
    Is this your Lanzarote holiday? I’m off to Zante 3 weeks on Monday, getting close now 😎
    Yes it is! I think it's 3 weeks on Saturday we go, my sister has already packed her suitcase :)
    We're going at the end of August, hoping for some lovely weather! Keep up the good work. :)

    £30,022.05 debt - Completed it mate! Debt Free 27th June 2023 | Diary

  • Gooood morning MSE-ers and happy Friday to you all! 

    Today's weather is bloomin' awful but I'm still happy that it's Friday :) .  PAD's made, £1 standard and then later £10 prolific cash out to CC7 which takes me below £6.9k now yay! 18 months ago it was over £25k - eeek! I'm amazed at how far I have come.

    Today should be a NSD for me, but will declare later just in case... I'm very tired today, I didn't have much sleep last night and what I did get was poor quality according to my sleep app. Early night tonight I think! Not only am I tired, but I'm also very hungry so I'm now off in search of food... 

    Catch you all later, have a great day! 
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £2571
  • Keedie
    Keedie Posts: 2,854 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Combo Breaker
    Well done for getting under £6.9k, that's an amazing achievement and I'm very proud of how far you've come in 18 months. It's very inspiring I must say.

    I wish I was going on holiday soon, I get so excited with packing and then tend to overdo it 🤦🏾‍♀️ lol.
    Debt Free Diary:- The Mental Debt Struggle
    (Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
    2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
    2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/50
  • Thanks Keedie, I’m really pleased! Another prolific cash out meant I sent £11 to the CC this morning, and I still have my last study to do at some point over the weekend for £20. That will be the end of the lucrative run of studies but even the lower paid short ones will add up.

    Today will be a NSD for me, we are having friends round later for a bit of a party so I will be mainly getting ready for that. No plans to go anywhere. Hubby did the shopping yesterday.

    The weather must know we are BBQing… it’s piddling it down with rain. I just hope it clears up for later. Although at least this house is big enough to host people indoors, not like our old tiny house.

    Hope it’s dry wherever you are! Have a great day 
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £2571
  • AntoMac
    AntoMac Posts: 2,705 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Combo Breaker
    Good to see you still steadily clearing your debt LMD. Well it was dry all the way up from Bristol until we reached Woodall services, where it's raining. Just saw the rather strange sight of a fully gowned bride popping into the services for a quick comfort break, but as she said "When you've got to go, you've got to go!'
    27/5/17 Mort 64705 BTs 1904031/12/17 Mort 59815 BT 1673007/04/20 Mort 49208 BT 1572128/07/20 Mort 47387 BT 1263414/11/20 Mort 45905 BT 10134 20/05/21 Mort 42335 BT 686811/08/22 Mort 32050 BT 2915Sealed Pot Challenge 16 Number 5
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