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Third time's the charm...

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  • Keedie
    Keedie Posts: 2,854 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Combo Breaker
    That must have been a sight @AntoMac but the bride was right lol.

    Have fun with your friends and BBQ LMD. Fingers crossed the weather improves.xx

    Debt Free Diary:- The Mental Debt Struggle
    (Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
    2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
    2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/50
  • It’s a late update for me, the BBQ was great but too many drinks were had and we are both feeling rough today. Already had to go to my nephews birthday party this morning and out at 5 for another birthday meal.

    Today will not be NSD, I sent my £1 PAD to CC7 this morning.

    Think that’s all I have the energy for :(  we will be abstaining from alcohol at tonight’s meal haha

    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £2571
  • Sarahwithlove
    Sarahwithlove Posts: 3,346 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper
    oh dear, early night for you I think!
    *Dad loan - £5300 - £7200
    *Virgin Credit Card - £3552.50 - £0
    *Natwest - £1828.35 -£0.00

    Barclaycard - £2315.25 - £0.00

    Creation Finance - £960.32 £840
    *Total debt - £8040/£11641.17*


    Savings
    *Savings Buffer - £100/£1500
    *Emergency Fund - £1500/£1500


    New diary- https://forums.moneysavingexpert.com/discussion/6474943/the-three-cs-coffee-clothes-credit-cards/
  • RelievedSheff
    RelievedSheff Posts: 12,691 Forumite
    10,000 Posts Sixth Anniversary Name Dropper Photogenic
    Glad it's not just me that gets hangovers 🤣🤣🤣

    Early night and plenty of fluids and you will be fit as a fiddle again tomorrow 😀
  • Hi everyone, I'm late today but not because I was still hungover, but because I have had a hospital appointment this morning and then was late back to had to log on quickly in time for a meeting and it's been non-stop since. 

    It's a gorgeous day and we have managed to get a load of washing on the line, which is good because it's set to rain again tomorrow! :(

    It's 1st of the month so 'bills day' and therefore my PAD was huge and my bank account is feeling the effects, but only a few more bills and the rest can be used for holiday as I get paid on the day we fly home :)  today isn't a NSD as I had to pay for hospital parking, but I am hoping I can get one in tomorrow. 

    Think that's about it from me. I've finished the last high paid survey on Prolific but not expecting that to be ready until tomorrow... as usual I will keep my eye on it though. 

    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £2571
  • Gooood morning everyone! I hope you all have better weather than we do in not so sunny South Yorkshire :D It's raining so I am glad I got the washing done yesterday. 

    I made my £1 PAD this morning first thing, but I have just checked my Prolific account and I've been able to cash out £21 so I will be sending that shortly and will update my signature.  That's the last of the large payments, back to bits here and there but it's all adding up and I am definitely not complaining!

    Today is a NSD for me, the weather is rubbish and I've nowhere I need to be so I am staying in and dry for the day. We have definitely chosen the right day to have sausages with mash and veg for dinner, I do enjoy comfort food. 

    That's all the updates from me... MBNA keep emailing about having room on my card to transfer :) But I don't need to as CC7 is interest free until its planned clearance.  27 Sept 2023... can't wait!

    Have a good day all 
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £2571
  • RelievedSheff
    RelievedSheff Posts: 12,691 Forumite
    10,000 Posts Sixth Anniversary Name Dropper Photogenic
    Your surveys have really made a big dent in that CC balance. Well done.
  • Your surveys have really made a big dent in that CC balance. Well done.
    Thanks, I’m really lucky that I landed the high paid one. It’s really brought down my projected final payment!
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £2571
  • Good morning everyone, I hope you're enjoying a sunshiney day wherever you are! 

    Things have gotten a little quiet in the land of Determined this week, no real wins or bumps either so I'm not really complaining. 

    PAD this morning was a collection of small DDs and then £1 to CC (of course!) It all adds up.  Today will be another NSD for me, unfortunately I have to visit one of our work offices tomorrow so tomorrow won't be, it's been that long I'm not even sure what to wear! :D  Definitely...not...pyjamas! 

    Busy weekend ahead with a big birthday celebration to go to so likely to be a spendy weekend too!
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £2571
  • Still doing amazingly! Have a great weekend!
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