Third time's the charm...

Squirrelz92

Enjoy payday tomorrow! There is no better day!

LittleMissDetermined

Good morning lovelies Happy pay day to me, and to those who share the same pay date... 

I have been awake since very early, and it was a late night. My friend stayed over last night and we are off shopping later today to get a few bits as I have the day off work. Therefore today will not be a NSD.  I am also off to play Bingo again tonight with my sister

I have made my pay day PAD to various places. Sadly there wasn't much left in the accounts to move to the EF so we will start again. Hopefully it won't be needed for a while yet.  

Hope everyone has a lovely day, it looks like we are going to get rain here but not much can dampen my spirits on pay day! 
LMD x

RelievedSheff

It is bouncing down with rain here. Not complaining though. We need it.

It has made the air feel much fresher as well.

LittleMissDetermined

Morning! Happy Tuesday everyone

@RelievedSheff - it turned really bad didn't it? Glad I was in Meadowhall and not the town centre!  Didn't spend too much yesterday as was conscious I had to book airport parking last night and we have a festival at the end of the month that I need to set some funds aside for spending money for. Week before pay day - how rude!

So today I have counted up the PADs and made mine £1 to CC7 plus a DD. There are 28 days til pay day (I am already counting ) and today is a NSD for me. Think this will be NSD #17 which is above my target for June.  

Not much else to report, had a little £15 win at bingo last night. Which made it a free evening as that covered the ticket price and my drinks. Bonus. 

Hope you all have a great day 
LMD x

LittleMissDetermined

The £15 didn’t last long… straight to the bloody window cleaner this afternoon 😆

Keedie

Well at least the window cleaner was free/discounted?? 😂

I need to keep a better track on how many days there are between paydays. I've seen that some people have annual budgets and whilst I'm absolutely no where near that organised, I think I do need to think of what my spending money would work out to be on a weekly basis, so that I can set that aside when I get paid. 

You're doing so well with your NSD. My target was 10, which in hindsight was unrealistically ambitious considering that I probably managed one or two NSD a month if that. I'll lower my target for next month but plan a little better on when I'm spending, as I can see how it makes a difference.

LittleMissDetermined

Keedie said:

I need to keep a better track on how many days there are between paydays. I've seen that some people have annual budgets and whilst I'm absolutely no where near that organised, I think I do need to think of what my spending money would work out to be on a weekly basis, so that I can set that aside when I get paid. 

I use my tracker to track the days and then it calculates the amount I have available after commitments per day.  I appreciate that won't work for everyone if you have different income coming in throughout the month. But maybe you can do yours based on how many days to the next 'income'?

PAD's counted this morning and mine was £1 to CC7.  Today will be NSD #18 for the month as I am not going anywhere, hubby is due home this evening and he will be jet-lagged so we won't be going anywhere tonight. 

Nothing new in terms of debt, CC7 statement isn't due for another week so just small payments to that until then.  I have to be mindful of my spending in July, August and September as we have festivals in July and Sept that I will need spending money for and I am on holiday to Lanzarote in August which is all inclusive but I will still need spending money for as we have a few favourite restaurants we like to go to.

I spent some time on Prolific last night and completed all the profile questions (there were a LOT!) and hopefully I can start doing some surveys on there now to earn some extra cash.  I like to call it 'free money'   I correctly predicted the Pinecone situation and I got an invite to survey yesterday morning which I completed, so that's another £3 there.  It all adds up!

Anyway, it's time for me to go an get some 'not free' money by logging into real life for 8.5 hours... Keep up all the good work peeps
LMD x

LittleMissDetermined

No sooner had I posted this morning when I received my Pinecone credit notification, so cashed out £5 Amazon voucher which is now in my account balance with my previous one
LMD x

Sun_Addict

We go to Lanzarote every year, often twice a year. We stay in Puerto del Carmen now but for many years we stayed in Playa Blanca. It's my home from home place, absolutely love it.

LittleMissDetermined

Sun_Addict said:

We go to Lanzarote every year, often twice a year. We stay in Puerto del Carmen now but for many years we stayed in Playa Blanca. It's my home from home place, absolutely love it.

We were last there in October and I honestly love it, I would like to buy somewhere in Matagorda as a retirement plan. We will be staying in Los Pocillos but will be visiting PDC - our favourite restaurant is the Asian Sunshine restaurant

We usually have a day at Playa Blanca but it's a bit too far out for us.