Third time's the charm...

Keedie · 29 May 2022 at 1:39PM

LittleMissDetermined said:

I've been able to colour in 6 more blocks on my colouring charts. I did go a bit crazy and print multiple for different savings pots but I like colouring

Those charts are a game changer aren't they?

LittleMissDetermined · 29 May 2022 at 4:19PM

Keedie said:

LittleMissDetermined said:

I've been able to colour in 6 more blocks on my colouring charts. I did go a bit crazy and print multiple for different savings pots but I like colouring
Those charts are a game changer aren't they?

Absolutely love them

LittleMissDetermined · 29 May 2022 at 4:36PM

Wasn't a NSD in the end. I bought something from Vinted

LittleMissDetermined · 30 May 2022 at 8:12AM

Morning everyone! I was up early again this morning and I have already taken a Vinted sale to the drop box, another bag sold last night and there's no point in delaying sending

Today's PAD is £17.65 to various places, and I have already declared a NSD, number 19 for May. I have a really busy day at work and then a friend is coming over after work for dinner and drinks. We were hoping to be able to sit in the garden this evening but the weather forecast is saying rain from 5pm so probably not

Heading into 'bill time' now so the bills account will start to take a battering over the next few days. I do feel less panicked about it now that I have reduced my CC7 overpayments. There's still the standard payment for that to come out at some point next week too so the balance will go down further in this pay period.

I hope you all have a lovely day, no matter what the weather
LMD x

LittleMissDetermined · 31 May 2022 at 7:55AM

Happy end of the month day - pay day for many too!

Today is not a NSD for me as I have a hospital appointment and will need to pay for the parking. I also don't know what time I will be back so hubby has suggested a take out for dinner and a movie night.

PAD today was £60.99 to various places as a few more bills have come out, the biggies are due tomorrow though. I sold another bag last night so I will post that on the way to the hospital later. There's just some of the more expensive ones left, but it's been so easy I might have a good rummage for other things I can sell over the bank holiday.

Hope you all have a good day
LMD x

Squirrelz92 · 31 May 2022 at 12:24PM

Hellooooo!!

I have just read your diary from start to finish and what a cracking read it was! I'm sad that I have reached the end of the diary

I cannot believe how much determination you have to be rid of debt once and for all. The amount of debt you have cleared in such a short space of time is nothing less than an inspiration to someone like me. I have no idea what PADding is or the rules behind it but it certainly seems to have played a massive part in your debt free journey so I am going to look it up and integrate it into my DF journey and diary.

I have bookmarked you and shall continue to follow you until the very end!!!!! xx

LittleMissDetermined · 31 May 2022 at 1:02PM

Squirrelz92 said:

Hellooooo!!

I have just read your diary from start to finish and what a cracking read it was! I'm sad that I have reached the end of the diary

I cannot believe how much determination you have to be rid of debt once and for all. The amount of debt you have cleared in such a short space of time is nothing less than an inspiration to someone like me. I have no idea what PADding is or the rules behind it but it certainly seems to have played a massive part in your debt free journey so I am going to look it up and integrate it into my DF journey and diary.

I have bookmarked you and shall continue to follow you until the very end!!!!! xx

Oh my blummin' goodness! Thank you for reading from the start - you must be a trooper! And many thanks for your kind words about the content. For me, it's all about the accountability and finally getting rid, so you all get to share my story, warts and all.

PADding is Payment A Day-ing. The link to the challenge is below for you and it's about making a payment to bills/debts/saving every day, no matter how small.
https://forums.moneysavingexpert.com/discussion/5590353/payment-a-day-chapter-18
We take it in turns to do the counter-upper duties and it's always exciting at the end of the month to see how much we have collectively PADded.

As for the end of my diary... that's a long way off yet, and it won't stop when CC7 is cleared as I want to carry on my MSE ways for as long as I can!

LMD xx

LittleMissDetermined · 1 June 2022 at 8:38AM

Well, a day off for me today ahead of the bank holiday. Body clock and the dog won't let me sleep in though so I'm going to make the most of it and get some housework done before I go to meet a friend for lunch.

I have another parcel to post today, and some items are due to be delivered today so I should see some more payments hitting my Vinted balance.

PAD this morning (bills day) was £990.13 - eek. I have taken over the counter-upper duties for June, it's a quiet month for me so staying on top of that should be easy. Lunch means it's not a NSD for me today but I should have a couple over the weekend ahead so all is not lost!

Added a bit to the sealed pot today which means I can colour in another square on my sealed pot tracker.
Hope you have a good day. I'll spend the day being confused as I keep thinking it's Saturday

LMD x

Sun_Addict · 1 June 2022 at 8:46AM

I wanted to take today off as leave but I've got a meeting this afternoon. I can't moan as it was me who set the meeting up 😆 Enjoy your extra time off.