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Third time's the charm...

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  • LittleMissDetermined
    LittleMissDetermined Posts: 9,651 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Photogenic
    edited 23 May 2022 at 9:17PM
    bigbeff said:
    Where do you check your credit score LMD? 
    Exciting for package - I'm waiting for some shorts I got in sale with an extra 30% off sale price, so £30 originally down to £8!

    I use many apps.. Totally Money, Credit Karma, Experian and Clearscore. MSE credit club does one too but uses Experian. 
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £2571
  • LittleMissDetermined
    LittleMissDetermined Posts: 9,651 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Photogenic
    edited 22 May 2022 at 2:35PM
    Happy Sunday all. 
    Today is NSD #13 for me, finally got to my target. Tomorrow should be too but not Tuesday as I’m out for lunch and then dinner in the evening. 
    Have not got round to dying my hair yet but I have managed to do my brows so that’s a start… 

    £5 PAD made to CC7 this morning, so that total is still coming down nicely. Still 5 days to pay day, will be the longest 5 days!! 

    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £2571
  • Good morning - Monday again, but I am on the final stretch to Payday so I'm not feeling the Monday blues this morning, although things may change when I log into my work laptop :D 

    I have made £5 PAD to CC7 this morning, today will be NSD #14 for May and I have 4 days (including today) to go until payday. It can't come soon enough for me... 

    I have no more bills to pay this month and I have a little left in each account to see me through to Friday, I am out tomorrow so some will get used then. 

    Hope you all have a good day! 
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £2571
  • bigbeff
    bigbeff Posts: 1,119 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Wow your credit card is doing well! Keep up the payment a days :) 
    Debt busting 2022 Total £15842.68 £0 (100% paid since 1/1/22)
  • Thanks so much! I’m really pleased with my progress and when it gets to the end of the month and bills are paid I can increase the daily payments. They really do add up! 
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £2571
  • Sun_Addict
    Sun_Addict Posts: 24,061 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well done 👏

    Lucky you getting paid in 4 days, still got 8 days left until mine. My workplace like to hang onto their money until the last minute 😆
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • Thanks! My old employer did the same, it was annoying :D feeling the pinch now though 
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £2571
  • RelievedSheff
    RelievedSheff Posts: 12,691 Forumite
    10,000 Posts Sixth Anniversary Name Dropper Photogenic
    8 more days until payday for me as well. Last working day of the month!

    Not too bad for us though. The other half gets paid weekly every Friday, so we get a top up every week.
  • 8 more days until payday for me as well. Last working day of the month!

    Not too bad for us though. The other half gets paid weekly every Friday, so we get a top up every week.
    Me and hubby both get paid on 27th of the month, but we have completely separate finances so it doesn't really make a difference.
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £2571
  • As it’s close to pay day I have emptied my purse into the sealed pot. £12.10 in change! No wonder my bag was so heavy :D 
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £2571
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