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Third time's the charm...

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  • Thank you, I appreciate your support!

    I managed to get a £15 paying survey this morning and it’s already approved so I’ve cashed £18 out of Prolific and sent it to the credit card.

    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £5678 | EF £1000/£1000 | Sabbatical £3188/£6000 | Travel savings £1924 | Sinking pots £2126
  • Makingabobor2
    Makingabobor2 Posts: 4,180 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    This is so exciting. I'm going to sit down and formulate a much better debt busting plan soon, now I know our income is increasing soon, so I hope that one day I will be in your position. You have inspired me so much. x
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £28,744....its going down

     Mortgage Free December 9th 2024! 
    18mths ahead of schedule.  Since 2022 we paid over £15K in OPs.

    Challenges

    EF #68  £410/£3000
    .
    Fiver Friday '25 #10 £15

    Studies/surveys  July £58.64

    Decluttering items 729

    Books read    12
    Jigsaws done  8

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • bigbeff
    bigbeff Posts: 1,119 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Wow....nearly there! I have a bit further to go yet! Need to get my focus back on it. I was doing so well and it has just slowed completely lately. Need to start earning extra and plugging it onto debt :) Will still be gone by the end of the year though - I'm going to renew my aim to get it gone sooner (my exam marking hell will hopefully give me a huge boost in June/July/Aug!)
    Debt busting 2022 Total £15842.68 £0 (100% paid since 1/1/22)
  • LittleMissDetermined
    LittleMissDetermined Posts: 9,591 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Photogenic
    edited 22 April 2023 at 7:00AM
    You’ll get there Beff. We all have wobbles and get sidetracked by life, but the key is getting back on it and regaining focus. 😊 That’s why I post every day, regardless of whether I get replies. It keeps me accountable.

    Today I’ve cashed out £5 from Prolific and that’s been sent to CC7 on top of my usual £6. This leaves my outstanding balance at £70 which still feels crazy to me!

    It’s not a NSD for me today as I’m off out with my sister to an event, but I’ve already hit my target for April and we still have a week to go!

    That’s pretty much it for now, hope you all have a good day
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £5678 | EF £1000/£1000 | Sabbatical £3188/£6000 | Travel savings £1924 | Sinking pots £2126
  • RelievedSheff
    RelievedSheff Posts: 12,690 Forumite
    10,000 Posts Sixth Anniversary Name Dropper Photogenic
    Nearly there. 😀
  • Nearly there. 😀
    Unbelievably close! It’s taking all my willpower not to just pay the remainder from savings. But I’ll hold out til Thursday 
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £5678 | EF £1000/£1000 | Sabbatical £3188/£6000 | Travel savings £1924 | Sinking pots £2126
  • AntoMac
    AntoMac Posts: 2,653 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Combo Breaker
    You’ve waited this long LMD I’m sure 4 more days won’t feel like too much time  :)
    You seem to be getting a fair few Prolific surveys - Mine has been on the quiet side lately but I’m very happy with the extra income it has given me in the few months I’ve been on there.
    27/5/17 Mort 64705 BTs 1904031/12/17 Mort 59815 BT 1673007/04/20 Mort 49208 BT 1572128/07/20 Mort 47387 BT 1263414/11/20 Mort 45905 BT 10134 20/05/21 Mort 42335 BT 686811/08/22 Mort 32050 BT 2915Sealed Pot Challenge 16 Number 5
  • Keedie
    Keedie Posts: 2,836 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Combo Breaker
    Been catching up on your diary and I'm in absolute awe! I can't believe we're in the last few days and you're at £70 of debt left?! 😳

    I really can't wait until I can get to this stage, and I'm looking forward to reading your debt free roll of honour post as well.
    Debt Free Diary:- The Mental Debt Struggle
    (Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
    2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
    2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/50
  • Keedie
    Keedie Posts: 2,836 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Combo Breaker
    Forgot to say that I hope you're feeling better as well.x

    Debt Free Diary:- The Mental Debt Struggle
    (Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
    2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
    2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/50
  • Thanks Keedie, I'm unfortunately still snivelly and sneezy. I didn't have a very good night's sleep last night and I'm out until late tonight at the theatre so I may need a nap. 

    Not a NSD as I'm off out. I've sent £6 to the credit card as my PAD... Only a short update this morning as I'm off to walk the dog before the rain starts!
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £5678 | EF £1000/£1000 | Sabbatical £3188/£6000 | Travel savings £1924 | Sinking pots £2126
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