Total debt when my journey began in December 2022- £66,133.42
Current debt May 2024- £40,064.57
Repaid 39.42%
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Third time's the charm...
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Just sneaking into your last day of being in debt, to say savour the last few hours on the eve of your life changing achievement tomorrow when you clear the last few pounds of your debt. I'm so proud of your journey and you've really inspired me to keep on going with my own road to freedom.
I know you're going to be grinning like a maniac tomorrow! xxDebt Free Diary:- The Mental Debt Struggle
(Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/501 -
It's done. The card is clear and I am finally debt free.
I cannot explain the feeling of relief, it's been a real slog at times and there's no way I would be where I am today without the support of each and every one of you!
I will be closing this diary and starting one in the Savings boards, I have the holiday to pay for an an emergency fund to fill so my PADs will continue (at a lower level) and I'll still be posting to keep me accountable.
Thank you all for your support, it means so much!
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £5678 | EF £1000/£1000 | Sabbatical £3188/£6000 | Travel savings £1924 | Sinking pots £212611 -
MASSIVE CONGRATULATIONS!!!!
Thank you for the inspiration, have a wonderful day celebrating2 -
Congratulations LMD! The hard work has paid off and you have done it!!LittleMissDetermined said:It's done. The card is clear and I am finally debt free.
I cannot explain the feeling of relief, it's been a real slog at times and there's no way I would be where I am today without the support of each and every one of you!
I will be closing this diary and starting one in the Savings boards, I have the holiday to pay for an an emergency fund to fill so my PADs will continue (at a lower level) and I'll still be posting to keep me accountable.
Thank you all for your support, it means so much!
LMD x£30,022.05 debt - Completed it mate! Debt Free 27th June 2023 | Diary
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WOOOHOOOO
Congratulations Little Miss Debt Free! (I won’t be giving up the day job to become a comedian just yet I think)
£42361 is an incredible achievement.
Get yourself over to the Debt Free roll of honour.
Enjoy your celebrations
27/5/17 Mort 64705 BTs 1904031/12/17 Mort 59815 BT 1673007/04/20 Mort 49208 BT 1572128/07/20 Mort 47387 BT 1263414/11/20 Mort 45905 BT 10134 20/05/21 Mort 42335 BT 686811/08/22 Mort 32050 BT 2915Sealed Pot Challenge 16 Number 52 -
Thank you! I'm so happy
Now to create a new signature to track my savings
LMD x
Oh, and my savings diary is here: Now for a healthier, wealthier me! for anyone who may want to join me in the sequel
Life gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £5678 | EF £1000/£1000 | Sabbatical £3188/£6000 | Travel savings £1924 | Sinking pots £21265 -
Congratulations LMD you have done so very well, will be following your savings diary xx3
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Brilliant, well done!Not all who wander are lost - J.R.R.Tolkien
🌊 A smooth sea never made a skilled sailor 🌊
My WW and friends diary is here 😁 …
https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p13 -
Congratulations 🥳 Well done 👏Lightbulb moment - 17/08/2017 £17,033. Current CC debt £0.00 DFD 31/7/24 🥳. Member #8 of Fiver Friday Challenge £150/£2603
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You are awesome, think of all the spare cash you can spend on things you want now 😊 Congratulations. I'll subscribe to savings diary!Debt busting 2022 Total £15842.68 £0 (100% paid since 1/1/22)
- DFD: September 1st 2023[/b]
Savings diary: https://forums.moneysavingexpert.com/discussion/6472040/time-to-build-my-future#latest
3 - DFD: September 1st 2023[/b]
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