📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Third time's the charm...

Options
1139140142144145217

Comments

  • Are you having a problem with CC today? I got an email telling me about bonus points today, but every time I try and log in it says something went wrong.
    No, it seems to be working fine for me x
    It appears I have jinxed myself and now it’s not working 🙁
    Oops....I still can't get into it, it just keeps going round in circles now. At least P/lfc is better today. And SB's. The others are all a bit slow though
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £28,744....its going down

     Mortgage Free December 9th 2024! 
    18mths ahead of schedule.  Since 2022 we paid over £15K in OPs.

    Challenges

    EF #68  £550/£3000
    .

    Studies/surveys  August £7.48

    Decluttering items 771

    Books read    14
    Jigsaws done  8

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • Managed to cash out £3 from C-Cats in a moment when it seemed to be working... I didn't want to chance losing my points that I had accumulated.
    Sent that off to CC7
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £2571
  • Finally had funds in Prolific available so £7 cashed out and sent to CC7
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £2571
  • Good morning. I am up early and in the office today, it's very cold and dark outside and much more wintery than it has been lately. 

    Only 2 more days between today and pay day, I've sent £10 to CC7 which drops me under the £5.8k mark. I still have £10+ waiting to be approved in Prolific but today will be less of a survey day due to lots of meetings face to face. 

    Not a NSD as I am in work and will buy lunch, I have brought my own coffee though, so that will be a saving. Our canteen food is subsidised, the branded bean to cup coffee not so much :D 

    Hope everyone has a good day!
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £2571
  • That £100 has gone quickly!

    Well done.
  • Mliz
    Mliz Posts: 83 Forumite
    Part of the Furniture 10 Posts Combo Breaker
    Glad to hear you are feeling better LMD. I’m now away to work out how many days until I’m debt free - thank you for the motivation x
    You need to be content with small steps. That’s all life is. Small steps that you take every day so when you look back down the road it all adds up and you know you covered some distance.
  • Morning everyone, I'm sat here listening to the rain pouring down outside and I'm thankful I have a roof over my head! It's definitely a jumper and woolly socks day! 

    My PAD this morning is £12 split between the sealed pot (7) and then £5 to CC7. Today is definitely a NSD and tonight I will be ironing and packing for my shopping trip away.  I will still try and post whilst away but there won't be much MSE-ing going on I'm afraid. 

    Thanks @RelievedSheff, the balance does seem to be coming down quickly from one hundred threshold to the next... long may it continue thanks to all the survey payouts :)

    Glad to be able to inspire you @Mliz! I do like a good countdown

    Hope everyone has a good day and stays safe, warm and dry
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £2571
  • Oh my goodness, today is shaping up to be quite a day and may need to end with a GnT on ice!  Pretty much back to back calls and I only managed to get some lunch because one call finished a little earlier than scheduled and I didn't have to use my camera for the one after... I think this is what happens when you book a few days out of the week off, everyone vies for your time on the days you're available. 

    Finally have a chance to grab a coffee and catch up on some messages, nothing available to cash out yet on Prolific and c-cats has been quiet today too, not that I have had any spare time for surveys.

    On a positive note, it remains a NSD which I have now declared on the thread and this has taken me to my target of 12 for November.  
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £2571
  • Sun_Addict
    Sun_Addict Posts: 24,081 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I had a day like that yesterday, back to back calls from 10 until 2. Tomorrow will be similar. I try to block out at least 30 minutes at lunchtimes but sometimes it can't be helped. 

    You're still doing amazingly well with the PADs and what fantastic news about bringing forward your debt free date.
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • You are doing so well with NSDs and PADs. I need to get more organised on mine, I seem to have slipped a bit, somewhere along the way. 
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £28,744....its going down

     Mortgage Free December 9th 2024! 
    18mths ahead of schedule.  Since 2022 we paid over £15K in OPs.

    Challenges

    EF #68  £550/£3000
    .

    Studies/surveys  August £7.48

    Decluttering items 771

    Books read    14
    Jigsaws done  8

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.2K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.7K Spending & Discounts
  • 244.2K Work, Benefits & Business
  • 599.3K Mortgages, Homes & Bills
  • 177K Life & Family
  • 257.6K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.