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Third time's the charm...

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  • Have you managed to cash out today on CCs LMD? Every time I try, it says Transaction Failed. I checked my PP and that appears to be working ok. Not doing any more surveys on there till I know its working ok. 
    Yes I cashed out this morning. I only have 4p in there now
    Must be just me they don't like all of a sudden then.....lol  I'll leave it till tomorrow and then contact them if it still doesn't work. Its still offering me loads of surveys, so its not locked my account or anything
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £28,524....its going down

     Mortgage Free December 9th 2024! 
    18mths ahead of schedule.  Since 2022 we paid over £15K in OPs.

    Challenges

    EF #68  £550/£3000
    .

    Studies/surveys  August £14.50

    Decluttering items 771

    Books read    14
    Jigsaws done  8

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • Good morning and happy Monday. I honestly feel like a new woman after Friday's appointment and I'm ready to tackle the week ahead. 

    Nothing available to cash out this morning so just £1 to CC7 as my PAD. Today will be a NSD though as we have all we need in for meals and I am not going anywhere to spend anything. My statement for CC7 is available this morning and I need to pay £59.90 before 27th. I will be keeping a check on what I send as PADs to make sure I clear the minimum payment. I would hate to do anything to jeopardise my 0% offer. 

    Prolific has £9.82 waiting to clear, I should get £7.50 from mystery shopping soon and regular PADs will add another £17 as I get paid 2 days early this month. I will keep checking c-cat and prolific for more studies. It's definitely paying off, so far I have sent at least an additional £445 to debt since the end of June from receipt snapping and surveys.  That gives me such motivation to keep doing it! It doesn't seem much at the time but it will be interesting to see what the total is come 27th July (or June!) and I am debt free. 

    I hope you all have a wonderful day 
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £2571
  • Wow that is an amazing amount since June. I must try the receipt thing to add to my survey haul.  Do they accept receipts from anywhere? Or is it only supermarkets?
    I managed to cash out the CCs this morning, but I had already sent them a message to ask what was going on, so don't know if that had anything to do with it. 
    We'll have to have a virtual celebration on your DF day. Its very exciting for you and giving me motivation to keep going. 
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £28,524....its going down

     Mortgage Free December 9th 2024! 
    18mths ahead of schedule.  Since 2022 we paid over £15K in OPs.

    Challenges

    EF #68  £550/£3000
    .

    Studies/surveys  August £14.50

    Decluttering items 771

    Books read    14
    Jigsaws done  8

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • Huyu only accepts certain supermarkets - the big ones. Snap my eats only accepts receipts with food and drink included. The others accept all receipts. They need to be uploaded within a week of the date on the receipt though.
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £2571
  • So do you have to scan the bar code?  That would account for them only taking the big ones, as Aldi don't have barcodes on theirs. Or do you have to take a photo of it? So my local "sell it all" discount shop won't count then as their receipts are not itemised even
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £28,524....its going down

     Mortgage Free December 9th 2024! 
    18mths ahead of schedule.  Since 2022 we paid over £15K in OPs.

    Challenges

    EF #68  £550/£3000
    .

    Studies/surveys  August £14.50

    Decluttering items 771

    Books read    14
    Jigsaws done  8

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • You take a photo of the receipt. I try all mine, regardless and on some they are acceptable and others they aren’t 
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £2571
  • Back with a lunchtime update, Tern have paid me for the mystery shop, straight in the bank account :) and I've cashed out from c-cats to top it up to £11 which has now been sent to CC7. 
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £2571
  • RelievedSheff
    RelievedSheff Posts: 12,691 Forumite
    10,000 Posts Sixth Anniversary Name Dropper Photogenic
    Wow. You are flying through that CC7. 

    Debt free day will be here before you know it.
  • Wow. You are flying through that CC7. 

    Debt free day will be here before you know it.
    Thanks RS, I feel like I can't let the momentum go at the moment as all I want to do is get to my DFD so that my wages are all mine and aside from the mortgage I don't owe anyone.  To me, it still feels such along way off. :( 
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £2571
  • RelievedSheff
    RelievedSheff Posts: 12,691 Forumite
    10,000 Posts Sixth Anniversary Name Dropper Photogenic
    It will be here before you know it.

    We are in it for the long haul now. No more easy wins for us. Just keeping plugging away at it. May 2026 should see us clear the credit card and the motorhome finance.
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