Third time's the charm...

Mliz

Hi LMD - great totals 😊. M

Makingabobor2

You are doing so well.  Doesn't CC drive you insane?  They are sooooo slow sometimes, but then I think even if I can just do £1 a day with it, it all adds up. The amount of times I get frozen out though, half way through.  its so annoying it. 
Hope your scan goes/went well

LittleMissDetermined

Makingabobor2 said:

You are doing so well.  Doesn't CC drive you insane?  They are sooooo slow sometimes, but then I think even if I can just do £1 a day with it, it all adds up. The amount of times I get frozen out though, half way through.  its so annoying it. 
Hope your scan goes/went well

That was my thinking about CC - I will do it whilst I have my lunch each day and see what I get. If it's £1 a day it's like double my usual PADs so it will all add up!

LittleMissDetermined

Gooood morning all! And welcome to November. 

Up early again today and I have a busy day ahead. It's 1st of the month so my PAD is £1052.08 to various places including £7 to CC7 as I cashed £6 out of Prolific this morning.  Today will be another NSD for me as I won't have time to go anywhere or do any online shopping. 

Still not had the paperwork through for my FD account, hopefully it will come today but with all of the striking (which I do support) I'm not sure where the hold up will be. I suppose there's no hurry but as I've mentioned before, I am impatient haha

Nothing much else happening on Prolific, did a few C-Cats whilst having breakfast and will look again at lunch. I can't colour another square on my debt chart until I've hit £6k on CC7 so still a fair way to go. It will happen this month though! 

Have a fab day 
LMD x

Makingabobor2

Morning LMD. Can I just ask....you mentioned your PAD being a big one today. So do you count normal monthly DD's to debt as PADS?  I was only counting extra payments I'd managed to make, not my normal mortgage or DMP payments. 

shell16

Makingabobor2 said:

Morning LMD. Can I just ask....you mentioned your PAD being a big one today. So do you count normal monthly DD's to debt as PADS?  I was only counting extra payments I'd managed to make, not my normal mortgage or DMP payments. 

Sorry @Makingabobor2, just thought I would add my comment on about this.  Today I have also paid a large PAD but mine on the 1st of the month is mainly my mortgage so I always include that as its a debt, I suppose you could say all bills are debts so sending payments via Direct Debit or any other means is a PAD.  Originally when I first stated I would only declare PADs over and above my normal payments, I suppose its upto you.  Sorry @LittleMissDetermined for putting in my 2 penn'orth!

Shell x

Makingabobor2

Thanks @shell16, yes its a tricky one. Like you say it depends what works best for you I suppose. Think I might keep it to just my extras, and the total on my signature will show how the debts are reducing anyway. Think that way it motivates me more to actually try and make some extra money, rather than just think there's a normal payment due, so it doesn't matter so much. I will update my signature settings every month once I've logged in and checked they've all been applied.     Sorry LMD, we are both hijacking your diary now....lol

LittleMissDetermined

No problem guys, hi-jack away!  Yeah, 1st of the month is mortgage day like @shell16 says.

LittleMissDetermined

Managed a £1 cash out from C-Cats and have sent this to CC7.  I leave the pennies in paypal to accumulate so my CC7 balance stays nicely rounded  

There have been a fair few studies on Prolific today, some more interesting than others but it looks like I will be able to to another cash out in the morning (only 1 allowed each day) for another boosted PAD. 

It all feels like it's going too well at the moment and something is bound to go wrong! 
LMD x

AntoMac

You’re doing so well LMD. The £6k level is very close now. I think we all have that feeling sometimes that something could go wrong at times. I guess experience teaches us to expect the unexpected, so maybe just as well to be on guard for it.