Third time's the charm...

RelievedSheff

Good decision to keep the emergency fund.

I admit I keep looking at our savings account and thinking would that money be better off paid off the credit card or as an overpayment on the mortgage. But I am keeping it in the savings for now. Never know when we will need it!

LittleMissDetermined

Sent another £5 to CC7 this evening... spent less than we anticipated tonight so I won't miss it

LittleMissDetermined

Good morning guys and gals. I hope everyone is having a good Wednesday so far?  For some reason, I could not sleep properly last night.  Took ages to drift off, and then I probably saw every hour through until my alarm... I'm absolutely shattered today as a result  

I have made a £12 PAD to CC7 this morning and today will be a NSD for me. I am not going anywhere and I have no plans to spend. I have managed to resist the Amazon prime deals too, I am quite proud of myself and I haven't even had to turn notifications off this year  

I've already done 3 Prolific surveys today, one paying £9! I was very lucky to drop on that one.  I currently have just under £5 available and just over £10 pending.  I will of course be keeping a beady eye on it throughout the day.

It's really cold here today, probably doesn't help that I'm tired to be honest, but I have had to pop the heating on and close the internal doors, much to the dog's annoyance - he's currently grumbling in his bed in the office.

Hope whatever you're doing today, you're happy and warm.
LMD x

RelievedSheff

Freezing here in the office. They have not turned the heating on yet so we are all sat in hoodies and jumpers.

Hoping they put it on before too much longer though. Might have to bring my thermal socks if not

LittleMissDetermined

RelievedSheff said:

Freezing here in the office. They have not turned the heating on yet so we are all sat in hoodies and jumpers.

Hoping they put it on before too much longer though. Might have to bring my thermal socks if not

When I was in the office yesterday I was really cold too, although I swear it was from the central air con and not just because of the weather Maybe they think it increases productivity... *rolls eyes*

LittleMissDetermined

Managed a £5 cash out from Prolific so I've sent that to CC7 
LMD x

LittleMissDetermined

Good morning everyone Hope everyone's doing OK today. I managed to get a bit more sleep last night so I don't feel too bad this morning. I was still awake before my alarm but I do sometimes think thats a good thing. 

Today's PAD is £39.81 to various places, including £1 to CC7 and a few DDs.  I have £12 pending in Prolific so it would be good if some of that went payable today.  I spent ages last night doing a panelbase survey (like, 18 minutes) and then got screened out.  I was livid as the screening was on the demographics which a) is in my profile and b) surely should be checked at the start! I feel like I gave my info (and time) for free... I may delete my profile as it's just a waste of time, I don't know anyone who has had much success from it to be honest. 

Today will be a NSD for me.  I only need to pop out for a doctor's appointment this morning and then I need to get on the phone to the local council as they's not emptied my green waste bin this morning although it seems our neighbours have all been done. Frustrating as it's getting to the point where the green waste bins stop being collected for the winter.

Nothing more to report on the finance front. 286 days to DFD, 14 days to payday and SPC declaration day. 
Catch you all later, have a good day!
LMD x

LittleMissDetermined

Evening, I've just checked my Prolific and managed t cash out £12 so I've just sent that to CC7.  I was really tempted to add another few quid so that the balance tipped under the £6.3k mark but I it'll be under in a few days anyway and I think I've already paid off quite a bit extra this month
LMD x

Mliz

Hi LMD
You are doing so well with the extra payments. I like prolific (quite a few surveys on N Ireland - which is good for me 😊) but I’m not a fan of the other survey sights because I’m constantly screened out and I’m a little impatient.

LittleMissDetermined

Mliz said:

Hi LMD
You are doing so well with the extra payments. I like prolific (quite a few surveys on N Ireland - which is good for me 😊) but I’m not a fan of the other survey sights because I’m constantly screened out and I’m a little impatient.

Thanks Mliz, totally agree about the ones that screen you out, especially when you build a profile by answering a gazillion questions. I've fallen out with panelbase completely now.  Will stick to Pinecone, Prolific and Y-live although I need to re-visit YouGov as I remember that being OK.

I don't mind being screened out by demographics but it should be done near the start, not after 15+ minutes of answering questions. 

Like you, I am very impatient!
LMD x