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Third time's the charm...
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Don't forget to keep some spends back for yourself to treat yourself as well.0
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RelievedSheff said:Don't forget to keep some spends back for yourself to treat yourself as well.Life gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £25712
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Just cashed £6 from Prolific so that’s gone off to CC7 too.£33 PADded today, £32 of which was “free money” not bad at all 😊Life gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £25712
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Well done 👏 Have you kept a track of how much “free money” has gone towards the debt? A fair bit I would imagine.I get knocked down but I get up again (Chumbawamba, Tubthumping)2
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Sun_Addict said:Well done 👏 Have you kept a track of how much “free money” has gone towards the debt? A fair bit I would imagine.Life gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £25711
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Wow you really are on a roll! Well done you.
I hope you're feeling better? I'm still catching up with myself and diaries properly, so I hope you're managing to rest. I get tired so easily all the time and my best advice to dealing with it, is to think of energy in terms of battery power. When you're ill, you start around 70/80% power at times, and so you have to measure how much it's worth doing certain activities, as they all cost you energy bars and when you're sick, it's twice as draining. If you think of resting as like being on a docking station for you to recharge and increase your battery level - that's how you get better. But trying to work, which might take normally 30% of your energy is now taking closer to 60%, you learn to cut out activities or find different ways to manage so that you preserve your battery more.Debt Free Diary:- The Mental Debt Struggle
(Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/501 -
Thanks @Keedie that really is a good way of looking at it
In stark contrast to yesterday, today's offering to CC7 is the standard £1 and I am heading into work today so it won't be a NSD as I will be buying lunch with a colleague later.
6 days to pay day... definitely counting down now!!
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £25712 -
Goooood morning
I hope everyone is enjoying the short week and the fact that it's almost Friday! No sunshine here today but it's not raining and I'm taking that as a positive.
PADs made today of £1 to CC7 and £4 spends account round down to sealed pot. I'm hoping for some more Prolific studies today, I already have £7+ pending but sometimes it takes a while to be approved. At the rate the studies and daily PADding are going I may even be able to shave another month off the debt free date!
Nothing else to report. I have 5 days left until pay day and the budget says I have £30 a day available to spend! I won't need this on any of the days so there should be some to pop in the EF on pay day eve. Today is another NSD for me. I spent a grand total of £5.98 in the subsidised canteen at the office yesterday so that didn't break the bank. Probably cost 3x that in fuel to get there and back *rolls eyes*
Anyway, that's my update. I am counting down the days to all sorts (including Christmas haha) 307 days to debt free date, 5 days to pay day, 35 days to opening up the sealed pot for 2022. All very exciting.
Catch you all later
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £25714 -
Wow that's amazing progress with Prolific. Imagine being able to shave off another month all because of what you earn off that site! Incredible! Oooh how lovely to potentially be able to whack another £150 into the EF come payday eve. xDebt Remaining: £8,781.53
3 Month EF: £1,000/£4,494
2025 MFW Challenge #9: £999.00/£4,0001 -
You’re doing brilliantly LMD, seems like you have unstoppable momentum now27/5/17 Mort 64705 BTs 1904031/12/17 Mort 59815 BT 1673007/04/20 Mort 49208 BT 1572128/07/20 Mort 47387 BT 1263414/11/20 Mort 45905 BT 10134 20/05/21 Mort 42335 BT 686811/08/22 Mort 32050 BT 2915Sealed Pot Challenge 16 Number 50
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