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Oops I Did It Again

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  • Kakiste
    Kakiste Posts: 1,022 Forumite
    1,000 Posts Third Anniversary Debt-free and Proud! Name Dropper
    I think your sending money to the family plan is a wonderful one 
    Bottom line; 
    £49k paid off 
    Car HP paid off
    Debt Free!
    Saved Escape fund and moved out. 

    Current focus; saving Emergency fund
  • CRANKY40
    CRANKY40 Posts: 5,911 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Name Dropper
    Yay, sunshine at last! Good morning all, it's looking like a gardening kind of day here. The grass needs cutting and the weeds are completely out of hand so it's time to restore some order in the back garden.

    I wasn't going to cut the rhubarb again, but there's a lot of it... probably time to lift a few crowns for the winter and give them away next spring. The tomatoes are doing their bit and ripening slowly, a couple at a time instead of all at once. 

    The HT had his hair cut yesterday so he's almost college ready. I just have a few bits of paperwork to sort out. I think I'm taking the teens charity shop shopping later so it will be a low spend day if anything at all. The bank tells me that the £10 that I paid off my loan earlier this week has saved me £3.33 in interest. Every little helps.....
  • So much interest! I’m shocked every time I see an update! 
    Happy gardening and I hope the shopping is fun. 
    Not all who wander are lost - J.R.R.Tolkien
    🌊 A smooth sea never made a skilled sailor 🌊

    My WW and friends diary is here 😁 … 
    https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p1

  • CRANKY40
    CRANKY40 Posts: 5,911 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Name Dropper
    Thanks - the interest makes you think doesn't it? The gardening is killing me because I'm so unfit! I've stopped weeding for a 5 minute break then I'm going to cut the grass even though it's a bit damp because there's big black clouds overhead so I need to get it done. I'm not sure that shopping with teenagers can ever be described as fun but I'll do my best 🤣
  • It has to be better than gardening 🤣
    Not all who wander are lost - J.R.R.Tolkien
    🌊 A smooth sea never made a skilled sailor 🌊

    My WW and friends diary is here 😁 … 
    https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p1

  • CRANKY40
    CRANKY40 Posts: 5,911 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Name Dropper
    edited 23 August 2021 at 12:13PM
    Yesterday was a work day and I was shattered by the end of it. It was a hard day. I ended up buying microwave chips to go with our dinner after I'd dropped looked after person off because I couldn't face the 30 minute wait for oven chips once I'd got home. 

    My head is full of "things that I need to do" before the HT goes to college next week. He is supposed to contact learning support but despite emailing and phoning them, nobody has got back to us so I need to chase that up. There are forms to be filled in for a laptop loan and a bursary and I need to find the evidence required to go with them. He also needs a laptop rucksack which we are going shopping for next week sometime. 

    My working tax credits have stopped because the HT finished school. When I rang the tax credits people I was told that this is normal and despite me having told child benefit in July that he would be continuing his education, tax credits don't process that information until September sometime meaning that when extra money is needed for college bus fares, lunches etc, there are no tax credits coming in. I wonder who thought that marvellous piece of maladministration up? I have enough money to get by but I assume that there will be families that will really struggle. 
  • Naomim
    Naomim Posts: 3,131 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    I have found the transition to college quite painful. The schools only seem to give guidance if the kids are staying on at 6th form.  We just had an email yesterday with list of stuff I have to order for 16yo's course. Its £400 and needed by 31st August. 😬
    Credit Cards NOV 2019 £33,220.42 Sept 2023 £19,951.00 Tilly Tidy 20223/COLOR] Sept £43.71 Here's my diary: A Ditherer's Diary Again
  • CRANKY40
    CRANKY40 Posts: 5,911 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Name Dropper
    Naomim said:
    I have found the transition to college quite painful. The schools only seem to give guidance if the kids are staying on at 6th form.  We just had an email yesterday with list of stuff I have to order for 16yo's course. Its £400 and needed by 31st August. 😬
    You couldn't make that up could you? I rang the HT's college and asked if they wanted his results last week. This week they sent me a letter saying that they'd asked students to email their results. They haven't because his college emails come into my account and I've read them all. I need to have another go at contacting learning support next week. He also has an induction that starts at 12 noon on Wednesday (is it just me or is bang on lunch time a daft time to start that) with no idea what time it finishes and I will need to collect him before I go to work. 
  • Amazing thing to do Cranky. I’m sure they’ll appreciate anything you can give.

    I was watching the news with DD and explaining what life is like for children in Afghanistan at the minute and it doesn’t hurt them to see how privileged they are. DD supports with me giving her things to people who have nothing, 

    Hope college goes well for HT this week x
    September 2017 Debt = £25330

    Starting afresh.

    You can do anything if you put your mind to it. x
  • Naomim
    Naomim Posts: 3,131 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Great minds! I also get his college emails sent to me. I did get the one about uploading his results though. I guess they think 12 as no teenager is up before then 🤣. 

    Thing is, I can find £400 at short notice by raiding my EF but I can imagine there's plenty that can't. 
    Credit Cards NOV 2019 £33,220.42 Sept 2023 £19,951.00 Tilly Tidy 20223/COLOR] Sept £43.71 Here's my diary: A Ditherer's Diary Again
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