📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Friend owes me thousands

Options

my friend owes me 6000

And I am in debt because of him

He’s manipulated over a year to get money and use it mainly to gamble

And everytime he sends me some back he always ask for it back either lies or tells truth and will politely haress me hard until I send it all or some back.

When that fails he will use blackmail saying you ain’t getting a penny back etc 

Then he will apologise, and say send 50 and be very nice again.

When I send him money he’s nicest person in world when I don’t he’s the most horrible...but then he aplogises etc and tries to get money again.

Also In past when I sent him every penny..he would help me apply for payday loans and take some from that too gamble 

I have most his texts he has a house with his wife (not sure if I’m his name too) he has a car., payments where made through bank transfer.

So in March he gets a big reducny pay of over 9k not sure how much he will give me if anything as he keeps changing amount

So anyway after March I’m gona block him, report his harrsment blackmail to police(I’ve tried everything nothing works)

Is it worth paying for court to get my money back?, I’m worried it won’t work and even if it does he will seek revenge ir spread false rumours etc 

«13456714

Comments

  • kazwookie
    kazwookie Posts: 14,273 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Do you have any thing in writing over this money?
    If not it could be your word against his and it would depend on who the court believed.

    I suggest you start saying the word NO, to yourself when he approaches you again, start saying NO to him and mean it, do NOT let him emotionally black mail you.
    Breast Cancer Now 100 miles October 2022 100 / 100miles
    D- Day 80km June 2024 80/80km (10.06.24 all done)
    Diabetic UK 1 million steps July 2024 to complete by end Sept 2024. 1,001,066/ 1,000,000 (20.09.24 all done)
    Breast Cancer Now 100 miles 1st May 2025 (18.05.2025 all done)
    Diabetic UK 1 million steps July 2025 to complete by end Sept 2025. 504,789 / 1,000,000
    Sun, Sea
  • sim2335
    sim2335 Posts: 588 Forumite
    Fourth Anniversary 100 Posts Name Dropper
    Nothing in writing,all on WhatsApp and bank transfer
    I have started saying no, but then he
     evnutlly wears me down...and he
     is very convincing..and lies loads and pays back bits here and there and ask for it back or once I paid my bills what
     ever is left 
  • sim2335
    sim2335 Posts: 588 Forumite
    Fourth Anniversary 100 Posts Name Dropper
    edited 3 February 2021 at 11:34AM
    Even though it’s tough I’m gona hold out till March not gona hold my breath though.

    After court I would not enforce I would just leave it as that.

    also in March should I try to scare him in paying me back saying I will use other methods if you don’t by .(I.e tell his wife I have her mobile number, court etc from a screenshot he sent me ages ago but he won’t rember so he will be shocked)........ or most of it, I won’t actually do it.

    what if when I tell him I will block him, he says I’m gona tell people this and that etc go to police?, or say I will tell his wife?

    should I inform him about police, or just go.
  • sourcrates
    sourcrates Posts: 31,638 Ambassador
    Part of the Furniture 10,000 Posts I've been Money Tipped! Name Dropper
    edited 3 February 2021 at 11:38AM
    sim2335 said:
    Even though it’s tough I’m gona hold out till March not gona hold my breath though.

    After court I would not enforce I would just leave it as that.

    also in March should I try to scare him in paying me back saying I will use other methods if you don’t by .(I.e tell his wife I have her mobile number, court etc from a screenshot he sent me ages ago but he won’t rember so he will be shocked)........ or most of it, I won’t actually do it.

    what if when I tell him I will block him, he says I’m gona tell people this and that etc go to police?, or say I will tell his wife?

    should I inform him about police, or just go.
    Can I ask how old you are, male or female ?
    There's not much point going to court then just leaving it, as for the rest of your post, I think those decisions will have to be made by you.
    I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter
  • sim2335
    sim2335 Posts: 588 Forumite
    Fourth Anniversary 100 Posts Name Dropper
    33 male
    It’s not gona be as simple as just block him.That’s why I will need to get police involved.

    He will start using emotional blackmail, tell people he will tell others my secrect.. say he doesn’t care what I do etc Even once I said I will go to doctor...(too scare him)then he’s like I’m gona block you cos you a danger..then he said he was only messing and couldn’t belive I belived him then starting begging for money again...

    If doctor don’t scare him, nothing will 

    Never seen this in my life just to gamble try to take every penny anthor human has, and be on their case 24/7 other then when you can’t ie sleep but stay awake...

    Surely it can’t just be gambling he must have other mental health problems 

  • Sea_Shell
    Sea_Shell Posts: 10,030 Forumite
    Tenth Anniversary 1,000 Posts Photogenic Name Dropper
    What does he have on you?  Would he just be spreading rumours, or does he actually know something that could cause you real trouble?
    How's it going, AKA, Nutwatch? - 12 month spends to date = 2.60% of current retirement "pot" (as at end May 2025)
  • sim2335
    sim2335 Posts: 588 Forumite
    Fourth Anniversary 100 Posts Name Dropper

    Anything I’m ever going through he’s always there available almost 24:7 just like other people, just so he can get money to gamble.


    What he has on me he helped me talk to my crush, and he could tell her when I can’t to her to he was telling me what to say that would be humlitining, plenty of things he could do..he’s real good at getting girls etc 


    And he could try damage me because he thinks I’ve damaged him 

    I’m not going to court but will send letter before court hoping he lay soemthing

  • Sea_Shell
    Sea_Shell Posts: 10,030 Forumite
    Tenth Anniversary 1,000 Posts Photogenic Name Dropper
    Are you a vulnerable adult?

    Do you work?  Have your own home?

    It doesn't sound like a healthy relationship for a 33 year old to have.
    How's it going, AKA, Nutwatch? - 12 month spends to date = 2.60% of current retirement "pot" (as at end May 2025)
  • sim2335
    sim2335 Posts: 588 Forumite
    Fourth Anniversary 100 Posts Name Dropper
    no
    yes work full time
    live with parents 

    its not healthy for him or me but he doesn’t realise I do.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.2K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.7K Spending & Discounts
  • 244.2K Work, Benefits & Business
  • 599.2K Mortgages, Homes & Bills
  • 177K Life & Family
  • 257.6K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.