Fabulous February's NSD Challenge!

lindsay54v3

cathybird said:

I know what you mean lindsay54v3, saving money can feel like you're not doing anything and nothing is happening! Can you make it into a sort of game, ie set up a spending account and move £5, or £2 or £1 into it for every day you don't spend? Just something small but it makes saving feel like an event and a bit exciting as opposed to "nothing happening". I "Tilly-tidy" every Wed and Sun, which is round down my current accounts and move the money into savings accounts - don't know if you've come across Tilly-tidying? Someone on MSE named Tilly came up with it a few years ago. You can round the money down to the nearest £10 or £25 or whatever you prefer. So for instance if I've got £214.75 in my current account I would round it down to £200 and move £14.75 into my savings account. The savings grow surprisingly quickly even though you're only moving small amounts and over time it becomes quite absorbing. I used to be a huge spender and now I prefer saving due to these sorts of games - they can really help.

I've set up a little diary on here to keep myself accountable and that's what I've started doing! Anytime I seriously consider buying something, I move the amount of that item into a savings account, feels a little bit like spending but it's a longer wait to reap the rewards as opposed to a few days shipping Seeing how much I've avoided spending in one place is really great though, I can definitely agree with you on turning it into a bit of a game

jammy_dodger

like  the  idea  of  tilly  tidy cathybird   think   i'll  adopt it  too . another  NSD  here  yaay  im  at  No10

darrannah

2 more for me, yesterday (Sunday) and today, I’ve kept myself busy by cleaning all day so that’s 7/10

Couldsavemore

managed another one today. The car failed... big style!! So didn't have to pay today as they are busy on repairs...
12/15

beanielou

Another one today.

Jrcoal5

And finally a NSD today this months not going well

Jrcoal5

Takes me to 4/15 

cathybird

February

Off to a start =

5 days =
10 days =
15 days =
20 days = Target reached = Target beaten =
February targets
beanielou 14/15 bloomfelt 15 cathybird 12/15 Couldsavemore 12/15 darannah 7/10 debtfreefor2022 2/14 delta13 5/14 Dorisd 2/15 elvis69 5/13 Honeysucklelou2 4/12 jammy dodger 10/15 Jrcoal5 4/15 lindsay54v3 4/10 lindsaygalaxy 7/10 LivingInTheBlack 4/15 Money Choices 6/15 mummy2threeboys 10/25 Princess Procrastinate 14 2Scratters 17 short bird 9/17 wanttobeasaver 8/12 welshspendthrift 5/20
Newcomers welcome

cathybird

Well done jammy dodger, darannah, Couldsavemore, beanielou and Jrcoal5

cathybird

lindsay54v3 said:

I've set up a little diary on here to keep myself accountable and that's what I've started doing! Anytime I seriously consider buying something, I move the amount of that item into a savings account, feels a little bit like spending but it's a longer wait to reap the rewards as opposed to a few days shipping Seeing how much I've avoided spending in one place is really great though, I can definitely agree with you on turning it into a bit of a game

That's a great idea!