Fabulous February's NSD Challenge!

short_bird

And day 9 today. Hope a good day has been had by all!

beanielou

& another one 

lindsaygalaxy

One more NSD here making it 7/10. 

Honeysucklelou2

A NSD here making 4/12 so far for this month.

cathybird

February

Off to a start =

5 days =
10 days =
15 days =
20 days = Target reached = Target beaten =
February targets
beanielou 13/15 bloomfelt 15 cathybird 12/15 Couldsavemore 11/15 darannah 5/10 debtfreefor2022 2/14 delta13 5/14 Dorisd 2/15 elvis69 5/13 Honeysucklelou2 4/12 jammy dodger 9/15 Jrcoal5 3/15 lindsay54v3 4/10 lindsaygalaxy 7/10 LivingInTheBlack 4/15 Money Choices 6/15 mummy2threeboys 10/25 Princess Procrastinate 14 2Scratters 17 short bird 9/17 wanttobeasaver 8/12 welshspendthrift 5/20
Newcomers welcome

cathybird

Well done short bird, beanie, lindsaygalaxy and Honeysucklelou2

Couldsavemore

2 for me this weekend.
Car mot and service today... ekk!
11/15

lindsay54v3

After a small treat of a take-away last night, I'm back to it today! Getting over a bit of a spending obsession is definitely hard, finding myself a little bored without a bunch of deliveries to look forward to, but I'll be grateful in the long run! Many thanks and well done to everyone in the group for still going as it's so encouraging

Calling it early and summoning all of my willpower, 4/10 NSD 

cathybird

lindsay54v3 said:

After a small treat of a take-away last night, I'm back to it today! Getting over a bit of a spending obsession is definitely hard, finding myself a little bored without a bunch of deliveries to look forward to, but I'll be grateful in the long run! Many thanks and well done to everyone in the group for still going as it's so encouraging

Calling it early and summoning all of my willpower, 4/10 NSD 

I know what you mean lindsay54v3, saving money can feel like you're not doing anything and nothing is happening! Can you make it into a sort of game, ie set up a spending account and move £5, or £2 or £1 into it for every day you don't spend? Just something small but it makes saving feel like an event and a bit exciting as opposed to "nothing happening". I "Tilly-tidy" every Wed and Sun, which is round down my current accounts and move the money into savings accounts - don't know if you've come across Tilly-tidying? Someone on MSE named Tilly came up with it a few years ago. You can round the money down to the nearest £10 or £25 or whatever you prefer. So for instance if I've got £214.75 in my current account I would round it down to £200 and move £14.75 into my savings account. The savings grow surprisingly quickly even though you're only moving small amounts and over time it becomes quite absorbing. I used to be a huge spender and now I prefer saving due to these sorts of games - they can really help.

cathybird

Well done Couldsavemore and lindsay54v3 and I'm aiming for another one today too