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Fabulous February's NSD Challenge!

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  • Finally managed to crawl up to 10 /20 NSD , had a couple of spendy days for OH birthday and Valentine’s Day and taking DGD out to feed ducks and forgetting to take bread from home 😩Hopefully get freezer meals for most of what’s left of Feb ! 
    Pay ALL your debt off by Xmas 2021 no 50 Target for this year £12,000 
    Pay all your debt off by Xmas 2022 target £15,000 pd £7969.95 / 15,000
    SPC 2022/23 014
    Pay all of your debt off by XMAS 2023
     #no 28 target £11,200.00



  • beanielou
    beanielou Posts: 95,639 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Not one today.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Jrcoal5
    Jrcoal5 Posts: 647 Forumite
    Fourth Anniversary 500 Posts Name Dropper
    It's another NSD today although I doubt I will hit the target this month will keep trying 6/15
    Pay off debt by Xmas 2023 #23
    paid £7112/£7800-**DEBT FREE April 2024**

    My debt free diary https://forums.moneysavingexpert.com/discussion/6436651/clearing-my-debt-after-25-years#latest

    £9400 saved for emergency fund 

  • elvis69
    elvis69 Posts: 110 Forumite
    Fifth Anniversary 100 Posts Name Dropper
    Another one!!! Day 7 whoop whoop
  • My being strict with myself didnt go well.

    Got day 5 though. Why is Feb only 28 days... i need those extra days!!
    SPC #29  SPC13(2020)=£62.55
    2021 NSDs: Jan12/10 Feb14/15 March 5/15
    2020 𝙉𝙎𝘿𝙨: May16 June9 Oct10 Nov14 Dec6
  • cathybird
    cathybird Posts: 15,666 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    February

    Off to a start = image
    5 days = image
    10 days = image
    15 days = image
    20 days = image Target reached = image Target beaten = image
    February targets
    beanielou 14/15 imageimageimage bloomfelt 15 cathybird 14/15 imageimageimage Couldsavemore 13/15 imageimageimage darannah 7/10 imageimage debtfreefor2022 2/14 image delta13 5/14 imageimage Dorisd 2/15 image elvis69 7/13 imageimage Honeysucklelou2 4/12 image jammy dodger 12/15 imageimageimage Jrcoal5 6/15 imageimage lindsay54v3 5/10 imageimage lindsaygalaxy 8/10 imageimage LivingInTheBlack 5/15 imageimage Money Choices 11/15 imageimageimage mummy2threeboys 10/25 imageimageimage Princess Procrastinate 14 2Scratters 17 short bird 10/17 imageimageimage wanttobeasaver 8/12 imageimage welshspendthrift 10/20 imageimageimage
    Newcomers welcome :)
  • cathybird
    cathybird Posts: 15,666 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well done Couldsavemore, lindsaygalaxy, jammy dodger, lindsay54v3, welshspendthrift, Jrcoal5, elvis69 and LivingInTheBlack, wow, busy day imageimageimage
  • @cathybird
    whats an AFD... it’s on your signature. It’s driving me mad
    # 36 1p challenge 2024 - £536.60

    #13 POYD by Christmas 24  £2875 / 8138
  • cathybird
    cathybird Posts: 15,666 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    @cathybird
    whats an AFD... it’s on your signature. It’s driving me mad
    It's an "alcohol free day" ... I run another challenge on MSE for people who want to cut down or stop alcohol consumption ... been part of it for years. It's where the idea of using emojis for this challenge comes from actually, though it's not exactly the same! Back in the day I used to pretty regularly have wine in the evenings with dinner and now don't. I feel much better and it's saved heaps of money too :) 
  • short_bird
    short_bird Posts: 4,022 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Early shout for day 11!
    ‘Keep your eye on the donut and not on the hole.’ David Lynch.
    "It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.
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