Under Charged - now chasing

Arnisdale

UkAdviceRequired said:

davidmcn said:

What do you think the legal position would be if they had taken £3000 from you for something which cost £22.50? Well, turn it around.

True. Although, I wouldn’t have made the mistake, nor have taken a month. Thanks 

You've made the mistake of not noticing you had an extra 3k for a month,

finalfantasist

UkAdviceRequired said:

davidmcn said:

What do you think the legal position would be if they had taken £3000 from you for something which cost £22.50? Well, turn it around.

True. Although, I wouldn’t have made the mistake, nor have taken a month. Thanks 

No, but you certainly managed to miss an extra £2977.50 in your account so perhaps you're not as observant as you think you are.

IvanOpinion

I would give you an honest answer but I am on a yellow warning for being honest, so I will just agree with whatever you think is correct.

UkAdviceRequired

couriervanman said:

OP what answer do you want.......well done/you got one over/happy days/you've saved £3k or.....pay up/you cheating thief or....return the item
I love it when these posts appear always by a new user

Always delivering 

unholyangel

OP to clarify, it's not you making a mistake that gets posters backs up. It's that you made the same mistake of not noticing at the time and still hadn't noticed it even after they had (you said you weren't aware until the phone call), yet you think their mistake should be a reason not to pay. 

Plus to give a little perspective, it would be more obvious on your account. You'll have maybe a few dozen payments out of your bank in a month. They will have thousands even on a daily basis if they're a global company. Likewise, if your bank balance is low enough to not have a spare 3k, then 3k extra should have been more noticeable for you than it would be for them. 

Companies normally don't notice mistakes like this until they reconcile their bank statement or perhaps doing a trial balance for their year end. Sometimes it's not picked up until an audit several years later. 

UkAdviceRequired

unholyangel said:

OP to clarify, it's not you making a mistake that gets posters backs up. It's that you made the same mistake of not noticing at the time and still hadn't noticed it even after they had (you said you weren't aware until the phone call), yet you think their mistake should be a reason not to pay. 

Plus to give a little perspective, it would be more obvious on your account. You'll have maybe a few dozen payments out of your bank in a month. They will have thousands even on a daily basis if they're a global company. Likewise, if your bank balance is low enough to not have a spare 3k, then 3k extra should have been more noticeable for you than it would be for them. 

Companies normally don't notice mistakes like this until they reconcile their bank statement or perhaps doing a trial balance for their year end. Sometimes it's not picked up until an audit several years later. 

I hear you. Your answer is as much as I thought. It was an abnormal purchase on my side and to check account there after would have added slat to the wound. 

Query on here came about as many conflicting answers from over the years. Forums from 2010/2013 in favour of me, and only feeling sorry for those smaller businesses that couldn’t “afford” to miss out on such a loss. 

I am, of course going to pay the difference, as I intended to when making the initial purchase.  Was a query on here to mainly get a better understanding of where the UK consumer stood, before I rush to sort. They f’d after all
and not just the first time. 

Amazing a quickly people assume and want to get heated when sat behind a screen in these things (not you). And for those who said, yes of course I am a new time user. 17 and much better things to do. 

Thank you all and good night. 

unholyangel

UkAdviceRequired said:

unholyangel said:

OP to clarify, it's not you making a mistake that gets posters backs up. It's that you made the same mistake of not noticing at the time and still hadn't noticed it even after they had (you said you weren't aware until the phone call), yet you think their mistake should be a reason not to pay. 

Plus to give a little perspective, it would be more obvious on your account. You'll have maybe a few dozen payments out of your bank in a month. They will have thousands even on a daily basis if they're a global company. Likewise, if your bank balance is low enough to not have a spare 3k, then 3k extra should have been more noticeable for you than it would be for them. 

Companies normally don't notice mistakes like this until they reconcile their bank statement or perhaps doing a trial balance for their year end. Sometimes it's not picked up until an audit several years later. 

I hear you. Your answer is as much as I thought. It was an abnormal purchase on my side and to check account there after would have added slat to the wound. 

Query on here came about as many conflicting answers from over the years. Forums from 2010/2013 in favour of me, and only feeling sorry for those smaller businesses that couldn’t “afford” to miss out on such a loss. 

I am, of course going to pay the difference, as I intended to when making the initial purchase.  Was a query on here to mainly get a better understanding of where the UK consumer stood, before I rush to sort. They f’d after all
and not just the first time. 

Amazing a quickly people assume and want to get heated when sat behind a screen in these things (not you). And for those who said, yes of course I am a new time user. 17 and much better things to do. 

Thank you all and good night. 

The law hasn't changed, it was the same even back in 2010. So I would be wary of any advice claiming otherwise. 

From what you've said, the contract was for X item in exchange for £3000. These (item and money) are the consideration of the contract. Once the contract is concluded, performance begins. This is where taking payment (or delivery of goods, even if just handed over the counter) comes in. So they made a mistake in performance but the consideration you agreed to provide remains unchanged by that. 

Even if the agreed price was 22.50, it is likely that the contract would be void ab initio (meaning the contract is treated as if it never existed, at any time) for obvious mistake. 

couriervanman

UkAdviceRequired said:

unholyangel said:

OP to clarify, it's not you making a mistake that gets posters backs up. It's that you made the same mistake of not noticing at the time and still hadn't noticed it even after they had (you said you weren't aware until the phone call), yet you think their mistake should be a reason not to pay. 

Plus to give a little perspective, it would be more obvious on your account. You'll have maybe a few dozen payments out of your bank in a month. They will have thousands even on a daily basis if they're a global company. Likewise, if your bank balance is low enough to not have a spare 3k, then 3k extra should have been more noticeable for you than it would be for them. 

Companies normally don't notice mistakes like this until they reconcile their bank statement or perhaps doing a trial balance for their year end. Sometimes it's not picked up until an audit several years later. 

I hear you. Your answer is as much as I thought. It was an abnormal purchase on my side and to check account there after would have added slat to the wound. 

Query on here came about as many conflicting answers from over the years. Forums from 2010/2013 in favour of me, and only feeling sorry for those smaller businesses that couldn’t “afford” to miss out on such a loss. 

I am, of course going to pay the difference, as I intended to when making the initial purchase.  Was a query on here to mainly get a better understanding of where the UK consumer stood, before I rush to sort. They f’d after all
and not just the first time. 

Amazing a quickly people assume and want to get heated when sat behind a screen in these things (not you). And for those who said, yes of course I am a new time user. 17 and much better things to do. 

Thank you all and good night. 

"I am, of course going to pay the difference, as I intended to when making the initial purchase.  Was a query on here to mainly get a better understanding of where the UK consumer stood, before I rush to sort. They f’d after all
and not just the first time."

So you always intended paying......(flying pig emoji)

couriervanman

couriervanman said:

OP what answer do you want.......well done/you got one over/happy days/you've saved £3k or.....pay up/you cheating thief or....return the item
I love it when these posts appear always by a new user

UkAdviceRequired said:

couriervanman said:

OP what answer do you want.......well done/you got one over/happy days/you've saved £3k or.....pay up/you cheating thief or....return the item
I love it when these posts appear always by a new user

Always delivering 

On time, honestly and quickly.....so I can sleep at night

Pollycat

UkAdviceRequired said:

I am, of course going to pay the difference, as I intended to when making the initial purchase.  Was a query on here to mainly get a better understanding of where the UK consumer stood, before I rush to sort. They f’d after all

and not just the first time. 

I'm pleased to hear that you are going to pay the difference.

I think you got the replies you got because of this question in your first post:

UkAdviceRequired said:

Advice on the matter would be great. Do I have to pay the difference? 

Can you see why some people thought you didn't want to pay the difference?