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Time to start a fresh.
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I've just used shopmium and checkout smart to claim cashback on two things. I also uploaded my receipt to shoppix and snap my eats to get rewards. My daily task for myself now is to drink 2 litres of water a day. I've drank 1.5 so far.I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
Debt owed;Admiral - £0/£8000
DFW Challenges!
PAD #
365 Day 1p Challenge 2026 #8 £31.65
Pay off all your debts by Christmas 2026! #14 £74.77/£8000
Make £2026 in 2026! £390.05/£2026
Savings goal £91.50/£10000 -
Yeh Think taking Django out walk in morning is a good idea. Your just stuck in a wee rut at the moment. You’ll get your mojo back soon1
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Yeah. I think to will refresh me in the mornings also. I can take a nice walk. Hopefully!Parkyp said:Yeh Think taking Django out walk in morning is a good idea. Your just stuck in a wee rut at the moment. You’ll get your mojo back soonI’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
Debt owed;Admiral - £0/£8000
DFW Challenges!
PAD #
365 Day 1p Challenge 2026 #8 £31.65
Pay off all your debts by Christmas 2026! #14 £74.77/£8000
Make £2026 in 2026! £390.05/£2026
Savings goal £91.50/£10001 -
Made my £5 on surveys! Going into my savings later. Now time for a nice hot bath and some facial scrubs!
I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
Debt owed;Admiral - £0/£8000
DFW Challenges!
PAD #
365 Day 1p Challenge 2026 #8 £31.65
Pay off all your debts by Christmas 2026! #14 £74.77/£8000
Make £2026 in 2026! £390.05/£2026
Savings goal £91.50/£10001 -
Last post before I log off for the evening.
I think my main contributor to feeling a bit rubbish recently is I'm just fed up of being in debt. My mam isn't great with money and never has been! She currently owes my OH money as he was owed it for something he picked up for her boyfriend. £160 my OH is owed but my mam is keeping £80 of it as apparently "she can't afford to give him anymore" even though its not her money. Causing stress on me as she tells me and I have to tell my OH. I'm just fed up of her constantly lying to her boyfriend and me. I think she's the reason I'm pushing myself harder and stressing myself out more and more each day. Hence why I think maybe starting the gym and doing morning walks with Django will let me blow off some stress.
Anywho, tomorrow's a new day. Night all.I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
Debt owed;Admiral - £0/£8000
DFW Challenges!
PAD #
365 Day 1p Challenge 2026 #8 £31.65
Pay off all your debts by Christmas 2026! #14 £74.77/£8000
Make £2026 in 2026! £390.05/£2026
Savings goal £91.50/£10002 -
Awe your doing really well to get out of debt though. You’ve not added to it since you’ve been posting here. Keep it up there is light at the end of the tunnel.Families eh who’d have them 🤣🤣.1
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Morning all!
Today's tasks
Walk Django around the block done
Drink 2 litres of water
Eat a decent breakfast doneI’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
Debt owed;Admiral - £0/£8000
DFW Challenges!
PAD #
365 Day 1p Challenge 2026 #8 £31.65
Pay off all your debts by Christmas 2026! #14 £74.77/£8000
Make £2026 in 2026! £390.05/£2026
Savings goal £91.50/£10002 -
Sorry to read you haven’t been feeling yourself. Hope you have a good day today, hopefully morning routine helps2
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Thank you! Yes hopefully, I do feel better after the walk. But OH did wake me up on accidentFootyFanDan said:Sorry to read you haven’t been feeling yourself. Hope you have a good day today, hopefully morning routine helps
I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
Debt owed;Admiral - £0/£8000
DFW Challenges!
PAD #
365 Day 1p Challenge 2026 #8 £31.65
Pay off all your debts by Christmas 2026! #14 £74.77/£8000
Make £2026 in 2026! £390.05/£2026
Savings goal £91.50/£10000 -
Unfortunately clearing debt is a slog but hopefully you will not be tempted to get into debt in the future as you know how rubbish it makes you feel. Frustrating about your mum not paying back your OH. In the future I would be tempted to tell her he cannot help her out as she doesn't pay him back. Exercise (particularly free exercise) is a great destressor. No need to join an expensive gym. Just get out walking lots or if you have a bike a cycle ride.I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
Save £12k in 2026 Challenge £12000/£2000
365 day 1p Challenge 2026 £667.95/£110
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