We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Time to start a fresh.

1100102104105106

Comments

  • BlueJ94
    BlueJ94 Posts: 3,190 Ambassador
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    Afternoon all,

    Just spoke to Vanquis to see why they blocked me, seems as it was an admin error and they also recorded my last payment as a missed payment on my credit file. They apologised profusely and unblocked my account and are changing the credit history mark. 
     I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Debt owed;

    Admiral - £0/£8000

    DFW Challenges! 

    PAD #
    365 Day 1p Challenge 2026 #8 £31.65
    Pay off all your debts by Christmas 2026! #14 £74.77/£8000
    Make £2026 in 2026! £390.05/£2026

    Savings goal £91.50/£1000
  • Well done for checking on that Jade as it could have caused you a headache further down the line.

    Hope the Sainsbury's job and your normal job are both going well and aren't causing too much tiredness :) 
  • BlueJ94
    BlueJ94 Posts: 3,190 Ambassador
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    gymgirl11 said:
    Well done for checking on that Jade as it could have caused you a headache further down the line.

    Hope the Sainsbury's job and your normal job are both going well and aren't causing too much tiredness :) 
    Thanks! Haha its not bad, we had a free cooked breakfast today :smile:
     I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Debt owed;

    Admiral - £0/£8000

    DFW Challenges! 

    PAD #
    365 Day 1p Challenge 2026 #8 £31.65
    Pay off all your debts by Christmas 2026! #14 £74.77/£8000
    Make £2026 in 2026! £390.05/£2026

    Savings goal £91.50/£1000
  • BlueJ94
    BlueJ94 Posts: 3,190 Ambassador
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    morning! 

    I need to start updating this more, sorry! :lol:

    I did a good deed for the day, noticed there was a small parcel left at the bottom of our Royal Mail bags in work so I found the company it came from and contacted them on Facebook, turns out they're a small business and really appreciated the fact I got in contact with them. They've decided to send me a gift as a thank you! 
     I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Debt owed;

    Admiral - £0/£8000

    DFW Challenges! 

    PAD #
    365 Day 1p Challenge 2026 #8 £31.65
    Pay off all your debts by Christmas 2026! #14 £74.77/£8000
    Make £2026 in 2026! £390.05/£2026

    Savings goal £91.50/£1000
  • BlueJ94
    BlueJ94 Posts: 3,190 Ambassador
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    Afternoon all, 

    Sorry not been active been busy. But now I'm off Sainsburys until Wednesday and then off for my tattoo, then Christmas shopping with my mam Thursday! I'm off from my main job now until next Monday and to make my week better my Christmas party dress came!


     I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Debt owed;

    Admiral - £0/£8000

    DFW Challenges! 

    PAD #
    365 Day 1p Challenge 2026 #8 £31.65
    Pay off all your debts by Christmas 2026! #14 £74.77/£8000
    Make £2026 in 2026! £390.05/£2026

    Savings goal £91.50/£1000
  • Parkyp
    Parkyp Posts: 883 Forumite
    Sixth Anniversary 500 Posts Name Dropper
    Oh wow gorgeous dress.
    a well earned break is just what you need. I finished my Christmas shopping yesterday and I’ve wrapped them all this morning 😀
     
    Great that you got vanquis sorted and they amended their error. 
  • Beautiful dress ⭐️🎄
    Not all who wander are lost - J.R.R.Tolkien
    🌊 A smooth sea never made a skilled sailor 🌊

    My WW and friends diary is here 😁 … 
    https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p1

  • BlueJ94
    BlueJ94 Posts: 3,190 Ambassador
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    Parkyp said:
    Oh wow gorgeous dress.
    a well earned break is just what you need. I finished my Christmas shopping yesterday and I’ve wrapped them all this morning 😀
     
    Great that you got vanquis sorted and they amended their error. 
    Thank you! It was £50 what a bargain!! Oh you're very prepared, I had to buy my own advent calendar off my OH and make him give me the money :lol: I'm dreading it closer to Christmas as my OH is a very very late Christmas shopper then complains about how busy it is! 🙄

    Yes thankfully they've sorted it! :smile: tomorrow I'm going to sit down and go through my debts and see what's best paying next :smile:
     I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Debt owed;

    Admiral - £0/£8000

    DFW Challenges! 

    PAD #
    365 Day 1p Challenge 2026 #8 £31.65
    Pay off all your debts by Christmas 2026! #14 £74.77/£8000
    Make £2026 in 2026! £390.05/£2026

    Savings goal £91.50/£1000
  • BlueJ94
    BlueJ94 Posts: 3,190 Ambassador
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    Beautiful dress ⭐️🎄
    Thank you! I can't wait to wear it out :smiley:
     I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Debt owed;

    Admiral - £0/£8000

    DFW Challenges! 

    PAD #
    365 Day 1p Challenge 2026 #8 £31.65
    Pay off all your debts by Christmas 2026! #14 £74.77/£8000
    Make £2026 in 2026! £390.05/£2026

    Savings goal £91.50/£1000
  • Parkyp
    Parkyp Posts: 883 Forumite
    Sixth Anniversary 500 Posts Name Dropper
    Morning Jade, have you enjoyed your time off work. Is the tattoo what you expected ? 
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 353.6K Banking & Borrowing
  • 254.2K Reduce Debt & Boost Income
  • 455.1K Spending & Discounts
  • 246.7K Work, Benefits & Business
  • 603.2K Mortgages, Homes & Bills
  • 178.1K Life & Family
  • 260.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.