Just spoke to Vanquis to see why they blocked me, seems as it was an admin error and they also recorded my last payment as a missed payment on my credit file. They apologised profusely and unblocked my account and are changing the credit history mark.
Sealed Pot Challenge ~ 15 #070 Target £1000 Pay ALL Your Debt Off By Xmas 2022! #66 £1,650/£4700 Tilly Tidy 2022 £8.38/£500 Saving for Christmas 2022 - £1 a day challenge #03 £8.38/£365
118 Money £1880
Total debt £6193.30 at the very start of DFW Journey. Current debt £2970
Well done for checking on that Jade as it could have caused you a headache further down the line.
Hope the Sainsbury's job and your normal job are both going well and aren't causing too much tiredness
Thanks! Haha its not bad, we had a free cooked breakfast today
Sealed Pot Challenge ~ 15 #070 Target £1000 Pay ALL Your Debt Off By Xmas 2022! #66 £1,650/£4700 Tilly Tidy 2022 £8.38/£500 Saving for Christmas 2022 - £1 a day challenge #03 £8.38/£365
118 Money £1880
Total debt £6193.30 at the very start of DFW Journey. Current debt £2970
I did a good deed for the day, noticed there was a small parcel left at the bottom of our Royal Mail bags in work so I found the company it came from and contacted them on Facebook, turns out they're a small business and really appreciated the fact I got in contact with them. They've decided to send me a gift as a thank you!
Sealed Pot Challenge ~ 15 #070 Target £1000 Pay ALL Your Debt Off By Xmas 2022! #66 £1,650/£4700 Tilly Tidy 2022 £8.38/£500 Saving for Christmas 2022 - £1 a day challenge #03 £8.38/£365
118 Money £1880
Total debt £6193.30 at the very start of DFW Journey. Current debt £2970
Sorry not been active been busy. But now I'm off Sainsburys until Wednesday and then off for my tattoo, then Christmas shopping with my mam Thursday! I'm off from my main job now until next Monday and to make my week better my Christmas party dress came!
Sealed Pot Challenge ~ 15 #070 Target £1000 Pay ALL Your Debt Off By Xmas 2022! #66 £1,650/£4700 Tilly Tidy 2022 £8.38/£500 Saving for Christmas 2022 - £1 a day challenge #03 £8.38/£365
118 Money £1880
Total debt £6193.30 at the very start of DFW Journey. Current debt £2970
Not all who wander are lost - J.R.R.Tolkien 🌊 A smooth sea never made a skilled sailor 🌊 Tilly Tidy to mortgage for 2022 = £300 … this is an estimate as the signatures have gone back months! I will update properly when I’ve checked 😁 my diary..everyone is welcome 😁 https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p1
Oh wow gorgeous dress. a well earned break is just what you need. I finished my Christmas shopping yesterday and I’ve wrapped them all this morning 😀
Great that you got vanquis sorted and they amended their error.
Thank you! It was £50 what a bargain!! Oh you're very prepared, I had to buy my own advent calendar off my OH and make him give me the money I'm dreading it closer to Christmas as my OH is a very very late Christmas shopper then complains about how busy it is! 🙄
Yes thankfully they've sorted it! tomorrow I'm going to sit down and go through my debts and see what's best paying next
Sealed Pot Challenge ~ 15 #070 Target £1000 Pay ALL Your Debt Off By Xmas 2022! #66 £1,650/£4700 Tilly Tidy 2022 £8.38/£500 Saving for Christmas 2022 - £1 a day challenge #03 £8.38/£365
118 Money £1880
Total debt £6193.30 at the very start of DFW Journey. Current debt £2970
Sealed Pot Challenge ~ 15 #070 Target £1000 Pay ALL Your Debt Off By Xmas 2022! #66 £1,650/£4700 Tilly Tidy 2022 £8.38/£500 Saving for Christmas 2022 - £1 a day challenge #03 £8.38/£365
118 Money £1880
Total debt £6193.30 at the very start of DFW Journey. Current debt £2970
Replies
Just spoke to Vanquis to see why they blocked me, seems as it was an admin error and they also recorded my last payment as a missed payment on my credit file. They apologised profusely and unblocked my account and are changing the credit history mark.
Pay ALL Your Debt Off By Xmas 2022! #66 £1,650/£4700
Tilly Tidy 2022 £8.38/£500
Saving for Christmas 2022 - £1 a day challenge #03 £8.38/£365
118 Money £1880
Total debt £6193.30 at the very start of DFW Journey.
Current debt £2970
https://forums.moneysavingexpert.com/discussion/6231115/time-to-start-a-fresh#latest
New shiny part two - https://forums.moneysavingexpert.com/discussion/6324288/time-to-start-a-fresh-part-2-2022/p1?new=1
Hope the Sainsbury's job and your normal job are both going well and aren't causing too much tiredness
Pay ALL Your Debt Off By Xmas 2022! #66 £1,650/£4700
Tilly Tidy 2022 £8.38/£500
Saving for Christmas 2022 - £1 a day challenge #03 £8.38/£365
118 Money £1880
Total debt £6193.30 at the very start of DFW Journey.
Current debt £2970
https://forums.moneysavingexpert.com/discussion/6231115/time-to-start-a-fresh#latest
New shiny part two - https://forums.moneysavingexpert.com/discussion/6324288/time-to-start-a-fresh-part-2-2022/p1?new=1
I need to start updating this more, sorry!
I did a good deed for the day, noticed there was a small parcel left at the bottom of our Royal Mail bags in work so I found the company it came from and contacted them on Facebook, turns out they're a small business and really appreciated the fact I got in contact with them. They've decided to send me a gift as a thank you!
Pay ALL Your Debt Off By Xmas 2022! #66 £1,650/£4700
Tilly Tidy 2022 £8.38/£500
Saving for Christmas 2022 - £1 a day challenge #03 £8.38/£365
118 Money £1880
Total debt £6193.30 at the very start of DFW Journey.
Current debt £2970
https://forums.moneysavingexpert.com/discussion/6231115/time-to-start-a-fresh#latest
New shiny part two - https://forums.moneysavingexpert.com/discussion/6324288/time-to-start-a-fresh-part-2-2022/p1?new=1
Sorry not been active been busy. But now I'm off Sainsburys until Wednesday and then off for my tattoo, then Christmas shopping with my mam Thursday! I'm off from my main job now until next Monday and to make my week better my Christmas party dress came!
Pay ALL Your Debt Off By Xmas 2022! #66 £1,650/£4700
Tilly Tidy 2022 £8.38/£500
Saving for Christmas 2022 - £1 a day challenge #03 £8.38/£365
118 Money £1880
Total debt £6193.30 at the very start of DFW Journey.
Current debt £2970
https://forums.moneysavingexpert.com/discussion/6231115/time-to-start-a-fresh#latest
New shiny part two - https://forums.moneysavingexpert.com/discussion/6324288/time-to-start-a-fresh-part-2-2022/p1?new=1
a well earned break is just what you need. I finished my Christmas shopping yesterday and I’ve wrapped them all this morning 😀
Great that you got vanquis sorted and they amended their error.
🌊 A smooth sea never made a skilled sailor 🌊
Tilly Tidy to mortgage for 2022 = £300 … this is an estimate as the signatures have gone back months! I will update properly when I’ve checked 😁
my diary..everyone is welcome 😁 https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p1
Yes thankfully they've sorted it!
Pay ALL Your Debt Off By Xmas 2022! #66 £1,650/£4700
Tilly Tidy 2022 £8.38/£500
Saving for Christmas 2022 - £1 a day challenge #03 £8.38/£365
118 Money £1880
Total debt £6193.30 at the very start of DFW Journey.
Current debt £2970
https://forums.moneysavingexpert.com/discussion/6231115/time-to-start-a-fresh#latest
New shiny part two - https://forums.moneysavingexpert.com/discussion/6324288/time-to-start-a-fresh-part-2-2022/p1?new=1
Pay ALL Your Debt Off By Xmas 2022! #66 £1,650/£4700
Tilly Tidy 2022 £8.38/£500
Saving for Christmas 2022 - £1 a day challenge #03 £8.38/£365
118 Money £1880
Total debt £6193.30 at the very start of DFW Journey.
Current debt £2970
https://forums.moneysavingexpert.com/discussion/6231115/time-to-start-a-fresh#latest
New shiny part two - https://forums.moneysavingexpert.com/discussion/6324288/time-to-start-a-fresh-part-2-2022/p1?new=1