NatWest Mortgage Timescale 2021

sanaubair

Thankyou soo much. Really appreciate it im extremely worried since few days

sanaubair

Will they decline it on the basis of profit and loss? 

sanaubair

The middle of two 2years will be a loss

sanaubair

Really hope for some assurance 

bubblemint

Hi there,

I know there's a million of these questions.

But, we've had all our documents ticked on the tracker. They've not asked for bank statements, and we are waiting for our valuation which will be done today.

They requested further info regarding repayment of HTB which we confirmed. 

Does this mean that pending valuation, it's all good? Or is it impossible to tell?

Thanks in advance

AtPanAtPan

Hi

looking for some emotional support as I’m now in the limbo period just waiting for our offer. Is there anyone else here who applied on 27/09?

27/09 broker submitted our app
27/09 credit check
28/09 valuation booked
29/09 valuation 
30/09 all requested documents provided
07/10 ID copies provided 
12/10 a query over estate agent details resolved (private sale)

I’m now just  instantly checking my tracker an unhealthy amount of times a day..

Tracker has ticks against all actions in the assessment and valuation section

someone tell me I won’t have to wait long it’s killing me!

Staceymw

We applied on 15/09 and are still waiting!
they requested further documents ( proof of equity in the house we are selling) & (proof of funded childcare starting). So think this has made us join the back of the queue again!
would be so much easier if they said what they needed from the beginning!

Camboudica

Staceymw said:

would be so much easier if they said what they needed from the beginning!

This is what annoyed me, just ask for everything right from the start, save all the unnecessary back and forth. 

AtPanAtPan

Staceymw said:

We applied on 15/09 and are still waiting!
they requested further documents ( proof of equity in the house we are selling) & (proof of funded childcare starting). So think this has made us join the back of the queue again!
would be so much easier if they said what they needed from the beginning!

Yes I was a bit surprised when we were asked for ID after a week, but then we are FTB and so everything is very new.
I managed to speak to Cora today after reading on this thread that you can actually get through to a human - they said there was an outstanding query on the viewings contact (we are renting the property we are buying) 

they let me resolve that through Cora and then said it would be two working days to go to offer…holding my breath 

none of that was known to L&C and wasn’t on the tracker.  Anyone waiting might benefit from trying Cora (9-5)

hopefully we will get some good news soon fingers crossed for you too

which1982

I’ve also found Cora useful. You have to spam them for about a minute before it lets you through to a real person though…