We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Chip +1 Account
Options
Comments
-
quirkydeptless said:OceanSound said:quirkydeptless said:A nice little bonus for me from Chip. I got a free £25 prize a while back too.
We're giving you £15!
You've qualified.
We're delighted to tell you that you've qualified for our special offer to get £15 for depositing into your Chip+1 account last week!
Hi Quirky, your savings journey starts here.
The £15 will be paid as a bonus into your Chip account in two months' time (between 18 and 30 July 2021), provided you still have a positive balance in Chip+1 on that date.
I haven't.
Could it be because they are not a bank and have a poor understanding of how an offer works?"between 18 and 30 July 2021"Could it be because you are not a bank and have a poor understanding of how a calendar works?
'Could it be because you are not a bank...' doesn't even make sense here. Definitely not a bank or anything resembling one0 -
OceanSound said:Fletchasketch said:Emmia said:Fletchasketch said:Thanks for the feedback. On reflection I should have done a bit more research, just so used to every bank having pretty much instant transfers (even cross bank and internationally!) and don't understand why any bank would do things differently.
I've now had to take out a loan to cover the payments I won't have funds with. Luckily if repaid within 14 days no interest will be charged, so no issue there other than the faff!!
To quote them
"Chip is not a bank. We provide access to savings accounts with UK authorised partner banks that are covered by the Financial Services Compensation Scheme (FSCS), and an e-money wallet with a UK authorised e-money provider."Emmia said:Fletchasketch said:Ed-1 said:
Regardless, have closed the account- I'm clearly not alone in thinking it's dreadful based on the Trust Pilot reviews!
Rates for other providers are...
Barclays 1.2,
HSBC, 1.3,
Lloyds 1.8
Nutmeg 4.3
Moneybox 4.3
0 -
Emmia said:Whatever the flaws of trustpilot, all the data/scores comes from a single survey - I'm not trying to use different datasets.0
-
eskbanker said:Emmia said:Whatever the flaws of trustpilot, all the data/scores comes from a single survey - I'm not trying to use different datasets.
I'm not comparing a site that marks out of 10 or 100 with one that marks out of 5.0 -
Emmia said:eskbanker said:Emmia said:Whatever the flaws of trustpilot, all the data/scores comes from a single survey - I'm not trying to use different datasets.
I'm not comparing a site that marks out of 10 or 100 with one that marks out of 5.0 -
quirkydeptless said:A nice little bonus for me from Chip. I got a free £25 prize a while back too.
We're giving you £15!
You've qualified.
We're delighted to tell you that you've qualified for our special offer to get £15 for depositing into your Chip+1 account last week!
Hi Quirky, your savings journey starts here.
The £15 will be paid as a bonus into your Chip account in two months' time (between 18 and 30 July 2021), provided you still have a positive balance in Chip+1 on that date.
My £15 bonus arrived Today
Retired 1st July 2021.
This is not investment advice.
Your money may go "down and up and down and up and down and up and down ... down and up and down and up and down and up and down ... I got all tricked up and came up to this thing, lookin' so fire hot, a twenty out of ten..."0 -
quirkydeptless said:quirkydeptless said:A nice little bonus for me from Chip. I got a free £25 prize a while back too.
We're giving you £15!
You've qualified.
We're delighted to tell you that you've qualified for our special offer to get £15 for depositing into your Chip+1 account last week!
Hi Quirky, your savings journey starts here.
The £15 will be paid as a bonus into your Chip account in two months' time (between 18 and 30 July 2021), provided you still have a positive balance in Chip+1 on that date.
My £15 bonus arrived TodayMine arrived the same day as yours (29 July). Noticed this was just after the monthly charge of £1.50 was billed (that was on 27 July) to bank account.Transferred out the bonus (£15) + balance (£1) to bank account yesterday (30 July) and it had arrived at bank account same day.Profit = £10.50 (£15.00 - (£1.50 x 3 months monthly charge))0
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 350.9K Banking & Borrowing
- 253.1K Reduce Debt & Boost Income
- 453.6K Spending & Discounts
- 243.9K Work, Benefits & Business
- 598.8K Mortgages, Homes & Bills
- 176.9K Life & Family
- 257.2K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards