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!!My time to be mortgage free!!
Comments
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No outlet nearby. But that's OK to be fair clarks last for ages and you feel all pious knowing b their feet are protected ! Xsmetf said:Oh no- I remember the days of rapid growing feet!
Happy New Year.
Have you got a Clarks outlet nearby? They and eBay were my saving grace when we were at that stage.
SPart time worker.
Plug that SAHM pension gap & Retire in style in 12-15 years. .. maybe1 -
That's clarks hun. They guarantee the shoes to last 6 months I think it is. Problem is our last shoes were hand me downs. 😆savingholmes said:Great plans for 2022
On the kids shoes - did I read that some shoe shops do an offer that their size is correct and will last - and if not they contribute towards next pair? Worth checking...Part time worker.
Plug that SAHM pension gap & Retire in style in 12-15 years. .. maybe1 -
Oh well it was worth a try!Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/251 -
Whoooop premium bonds in.
Weirdly the kids all won 25 each..we got nothing.
Mortgage still not updated. Will over pay tomorrow when it does. Fave day of the month lolPart time worker.
Plug that SAHM pension gap & Retire in style in 12-15 years. .. maybe1 -
Great news on the winningsAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/251 -
Bloody annoyed. Spent over 2 hours on the phone to the bank trying to over pay as we have 2 mortgages- we ported one over even we bought this place. So I can't pay via the app
No over payment yet this month just the monthly onePart time worker.
Plug that SAHM pension gap & Retire in style in 12-15 years. .. maybe1 -
Surely they can give you bank details and a mortgage reference number to use. Mine doesn't even have an app but they have finally managed that much!Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/251 -
No they said its either in branch or over the phone.savingholmes said:Surely they can give you bank details and a mortgage reference number to use. Mine doesn't even have an app but they have finally managed that much!
I'm going to argue that with them. I'm so
Not doing this every time. Nearest branch is an hour away!!!Part time worker.
Plug that SAHM pension gap & Retire in style in 12-15 years. .. maybe1 -
That’s really annoying! I have a 2 part mortgage and can Op online- the payment is pro rata across the 2 mortgages or I have to ring up to split it differently
well done on the winnings and shares need- mortgage neutral sounds exciting!MFW 2021 #76 £5,145
MFW 2022 #27 £5,300
MFW 2023 #27 £2,000
MFW 2024 #27 £6,055
MFW 2025 #27 £3,100/£5,0002 -
Well done on the PB wins!DFW (08/08) £64,346.53 Gone (02/19)
MFW (08/08) £118k Gone (09/23)2
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