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!!My time to be mortgage free!!

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Comments

  • Good you have an app. Apparently my new mortgage doesn't :(

    Nice to have a holiday to look forward to
    Mine won't let me pay via the app but i can at least monitor it. 
    Obsessively 😃 😀 
    Part time worker.
     Plug that SAHM pension gap & Retire in style in 12-15 years. .. maybe
  • Whooop got 60 pending on cash back and 19 so far in surveys . Enough for Jan over payment and more hopefully if I keep going x
    Part time worker.
     Plug that SAHM pension gap & Retire in style in 12-15 years. .. maybe
  • savingholmes
    savingholmes Posts: 29,235
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Forumite
    It really does all make a difference. 

    I wrapped gifts last night and hope to get decorations up soon.
    Achieve FIRE/Mortgage Neutrality
    1) MFW Nov 21 £202K now £165K Equity 38.88% 6/9/26
    2) £1.5K Net savings after CCs 29/8/26 (but owed £130) so £1.6K
    3) 47/82K @29/8/26 = 57.31% AVC Goal by mid 2028
  • It really does all make a difference. 

    I wrapped gifts last night and hope to get decorations up soon.
    I put mine up very very early  😃 😊 
    Part time worker.
     Plug that SAHM pension gap & Retire in style in 12-15 years. .. maybe
  • savingholmes
    savingholmes Posts: 29,235
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Forumite
    I do think they look pretty - it just requires more energy than I currently have. Plus my tree is in a really awkward position up high and I think I will need help to get it down. (On a 6 foot + high cupboard and other stuff in the way).
    Achieve FIRE/Mortgage Neutrality
    1) MFW Nov 21 £202K now £165K Equity 38.88% 6/9/26
    2) £1.5K Net savings after CCs 29/8/26 (but owed £130) so £1.6K
    3) 47/82K @29/8/26 = 57.31% AVC Goal by mid 2028
  • I do think they look pretty - it just requires more energy than I currently have. Plus my tree is in a really awkward position up high and I think I will need help to get it down. (On a 6 foot + high cupboard and other stuff in the way).
    Totally get it . You have to want to decorate for Xmas other wise it becomes a giant pain in the bum and spoils it!
    Part time worker.
     Plug that SAHM pension gap & Retire in style in 12-15 years. .. maybe
  • savingholmes
    savingholmes Posts: 29,235
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Forumite
    DD is home again from a trip away so hopefully she will help me with it at some point this week. Just didn't want to try and get it down and it land on my head!
    Achieve FIRE/Mortgage Neutrality
    1) MFW Nov 21 £202K now £165K Equity 38.88% 6/9/26
    2) £1.5K Net savings after CCs 29/8/26 (but owed £130) so £1.6K
    3) 47/82K @29/8/26 = 57.31% AVC Goal by mid 2028
  • DD is home again from a trip away so hopefully she will help me with it at some point this week. Just didn't want to try and get it down and it land on my head!
    Nooo that would not be at all funny.  They are bloody heavy!!
    Part time worker.
     Plug that SAHM pension gap & Retire in style in 12-15 years. .. maybe
  • Pay day soon. 
    Managed to save £350 . And pay off holiday deposit plus an extra 50 quid.
    Happy with that
    Part time worker.
     Plug that SAHM pension gap & Retire in style in 12-15 years. .. maybe
  • savingholmes
    savingholmes Posts: 29,235
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Forumite
    Sounds like you've had a great month.
    Achieve FIRE/Mortgage Neutrality
    1) MFW Nov 21 £202K now £165K Equity 38.88% 6/9/26
    2) £1.5K Net savings after CCs 29/8/26 (but owed £130) so £1.6K
    3) 47/82K @29/8/26 = 57.31% AVC Goal by mid 2028
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